255 Treasure Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 255 Treasure Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,044 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$885,000 (Mar 2020)
Tax Bill	$14,241 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-081-90-00`

Property Details

APN / Parcel Number

Primary APN	`222-081-90-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,044 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	255 TREASURE DR
City	SAN MARCOS
State	CA
Zip	92078-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPECIFIC P
Legal Description	LOT 7 TR 016154
Legal Subdivision	15-006 RHO CORONADO VILLAGE M
Legal Tract	016154
Legal Block	4
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

255 Treasure Dr is owned and occupied by two individuals who bought it in March 2020.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 TREASURE DR, SAN MARCOS, CA 92078-2055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 27, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 30, 2018	Grant Deed, Transfer · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2020158931
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	255 TREASURE DR, SAN MARCOS, CA 92078-2055
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	LANDSAFE TITLE/FL, LANDSAFE TITLE CALIFORINA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 TREASURE DR, SAN MARCOS, CA 92078-2055

Mortgage

Document Number	0000543820
Date	Jul 30, 2021
Instrument	2021-0543820

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2020
Property Address	255 TREASURE DR, SAN MARCOS, CA 92078-2055
Document Number	0000158931
Map Reference	MAP 16154
Instrument Date	Mar 5, 2020
Instrument	2020-0158931
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	255 TREASURE DR, SAN MARCOS, CA 92078-2055

Mortgage

Document Number	0000158932
Date	Mar 27, 2020
Instrument	2020-0158932

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2018
Property Address	255 TREASURE DR, SAN MARCOS, CA 92078-2055
Document Number	0000494216
Map Reference	MAP 16154
Instrument Date	Sep 18, 2018
Instrument	2018-0494216
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	255 TREASURE DR, SAN MARCOS, CA 92078-2055

Mortgage

Document Number	0000494217
Date	Nov 30, 2018
Instrument	2018-0494217

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 255 Treasure Dr was $14,241 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$987,228 (+2%) Land $406,711 Building $580,517
2025	$14,241.00 Homeowner's exemption	$967,872 Land $398,737 Building $569,135
2023	$13,293.00 (+2.03%) Homeowner's exemption	$930,290 Land $383,254 Building $547,036
2022	$13,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 255 Treasure Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Treasure Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, T-Mobile, Verizon.

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