Suffolk County and Southold Town property record for 255 Three Waters Ln, Orient, NY 11957
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Nov 2013) |
| Tax Bill | $6,752 (2024) |
| Deeds & Mortgages | Mar 2022 Refinance Mar 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 15.-7-13 |
| Primary APN | 473889 15.-7-13 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Account Number | 01 |
|---|---|
| Street Address | 255 THREE WATERS LN |
| City | ORIENT |
| State | NY |
| Zip | 11957-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 5 PAGE 00041 BILL 002196 |
| Legal Subdivision | ORIENT BY THE SEA |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 170206 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 W 86TH ST, 8D, NEW YORK, NY 10024-3605 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Mar 31, 2022 | Deed, Transfer |
| Jul 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TIAA CREF TRUST CO FSB |
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TIAA CREF TRUST CO FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2013 · Amount on Record |
| Deed Sale | Nov 18, 2013 · Amount on Record |
| Deed Book / Page | 12752 / 840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 255 THREE WATERS LN, ORIENT, NY 11957-1539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233990265 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 23399/265 |
| Instrument | DM074863 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 31, 2022 |
| Property Address | 255 THREE WATERS LN, ORIENT, NY 11957-1539 |
| Document Number | 0131490642 |
| Book / Page | 13149 / 642 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 382 CENTRAL PARK W, NEW YORK, NY 10025-6054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 255 THREE WATERS LN, ORIENT, NY 11957-1539 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233070026 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 23307/26 |
| Instrument | DM026581 |
| Name | TIAA CREF TRUST CO FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 255 THREE WATERS LN, ORIENT, NY 11957-1539 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232680117 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 23268/117 |
| Instrument | DM007059 |
| Name | TIAA CREF TRUST CO FSB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Oysterponds Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,700 (-) Land $1,000 Building $6,700 | $1,400,000 (+10,264.23%) Land $181,818 Building $1,218,182 | |
| 2024 | $6,752.00 | ||
| 2023 | $7,700 Land $1,000 Building $6,700 | $13,508 Land $1,754 Building $11,754 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 131 policies |
| Nearby Flood Policies | 131 in force |
| Nearby Flood Claims | 4 (2012–2021) |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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