Montgomery County property record for 255 Swift Ln, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 3.25 ba · 1,948 sqft · built 2009 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,190 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148 67.06 |
| Primary APN | 148 67.06 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 3,392 sqft |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 808 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 304 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 255 SWIFT LN |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PCL IS A QC FROM 148-67.04 T-10; ST2 DIM, FIX CT EST T-10 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 101702 |
Source: Montgomery County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 255 SWIFT LN, CUNNINGHAM, TN 37052-4917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2009 |
| Deed Sale | Apr 3, 2009 |
| Deed Book / Page | 1273 / 885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Sep 17, 2026 |
| Property Address | 255 SWIFT LN, CUNNINGHAM, TN 37052-4917 |
| Document Number | 0001559172 |
| Book / Page | 2507 / 5136 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20261559172 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6120 PEARSON LN NW, CLEVELAND, TN 37312-4803 |
| Document Number | 0001559172, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 2507/5136 |
| Instrument | 20261559172 |
| Name | NATIONS DIRECT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 | $104,300 (-) | $417,200 (-) Land $106,500 Building $310,700 |
| 2024 | $2,190.00 (+20.4%) | $104,300 (+71.41%) | $417,200 (+71.41%) Land $106,500 Building $310,700 |
| 2023 | $1,819.00 | $60,850 (-) | |
| 2022 | $1,819.00 | $60,850 | $243,400 Land $39,400 Building $204,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cumberland Connect Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
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