255 Somerset Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 255 Somerset Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,843 sqft · built 1981
Lot Size	3.64 acres (158,558 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,074 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0790059`

Property Details

APN / Parcel Number

Primary APN	`R0790059`
Alternative APNs	`07-3966-05-2-02-50-0000` `0000969799`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,843 sqft Living Area
1st Floor Area	4,843 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,558 sqft (3.64 acres)
Garage Type	Mixed
Garage Area	780 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	634 sqft
Deck Area	1,294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000969799
Street Address	255 SOMERSET DR
City	KALISPELL
State	MT
Zip	59901-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S05, T28 N, R21 W, 13347-1, PARCEL N/A, TR 11KOCA IN L 10
Legal Range	21W
Legal Township	28N
Legal Section	05
Legal Subdivision	CERTIFICATE OF SURVEY NO13347
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2021
Census Tract	801

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 SOMERSET DR, KALISPELL, MT 59901-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 21, 2017	Deed of Trust, Mortgage · ARM GLACIER BANK
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Nov 3, 2017	Warranty Deed, Transfer INSURED TITLE
Aug 3, 2017	Warranty Deed, Transfer · ARM GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2017
Deed Sale	Nov 3, 2017
Prior Sale	Aug 3, 2017 · Amount on Record
Deed Document Number	201727482
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	255 SOMERSET DR, KALISPELL, MT 59901-2726
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006733
Date	Mar 16, 2022
Instrument	202200006733

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	255 SOMERSET DR, KALISPELL, MT 59901-2726
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700028840
Date	Nov 21, 2017
Instrument	201700028840

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	255 SOMERSET DR, KALISPELL, MT 59901-2726
Transaction Type	Mortgage
Record Updated	Dec 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900031073
Date	Nov 26, 2019
Instrument	201900031073

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 3, 2017
Property Address	255 SOMERSET DR, KALISPELL, MT 59901-2726
Document Number	201700027482
Instrument Date	Aug 3, 2017
Instrument	201700027482
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 SOMERSET DR, KALISPELL, MT 59901-2726

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 3, 2017
Property Address	255 SOMERSET DR, KALISPELL, MT 59901-2726
Document Number	201700018714
Instrument Date	Aug 3, 2017
Instrument	201700018714
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	255 SOMERSET DR, KALISPELL, MT 59901-2726

Mortgage

Document Number	201700018715
Date	Aug 3, 2017
Instrument	201700018715

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,074.00 (+64.04%)	$1,470,700 (+33.59%)
2025			$1,470,700 (+33.59%) Land $354,196 Building $1,116,504
2023	$9,799.00	$1,100,900	$1,100,900 Land $248,652 Building $852,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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