255 S Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 255 S Wayne St, Waterloo, IN 46793

Property Summary

Property Type	Apartments (5+ Units)
Details	4,092 sqft · built 1900
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on Record
Last Sale	$281,300 (May 2023)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-312-010.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-312-010.000-008`
Alternative APN	`310603312010`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Units	6 Units
Stories	3 Stories
Building Area	4,092 sqft Total Area
1st Floor Area	4,020 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	125 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603312010
Street Address	255 S WAYNE ST
City	WATERLOO
State	IN
Zip	46793-9608
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	H & F RESURVEY OP N 44' PLUS ADJ VAC PT ALLEY 8X125 LOT 109
Legal Subdivision	ORIGINAL PLAT OF WATERLOO
Legal Lot Number	109
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1028
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3964 FRUITVALE AVE, OAKLAND, CA 94602-2424
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Limited Warranty Deed, Transfer · Stand-Alone Second Mortgage COMMUNITY STATE BANK
Apr 13, 2020	Warranty Deed, Transfer
Oct 29, 2019	Warranty Deed, Transfer · Commercial Mortgage THE ANTWERP EXCHANGE BANK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Apr 13, 2020
Deed Document Number	20232226
Record Updated	Oct 29, 2026

May 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 16, 2023
Property Address	255 S WAYNE ST, WATERLOO, IN 46793-9608
Document Number	0202302226
Instrument Date	May 12, 2023
Instrument	202302226
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 SHRADER ST APT 9, 9, SAN FRANCISCO, CA 94117-1873

Mortgage

Document Number	0202302227
Date	May 16, 2023
Instrument	202302227

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	AVILLA, IN 46710

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 12, 2028

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Apr 13, 2020
Property Address	255 S WAYNE ST, WATERLOO, IN 46793-9608
Document Number	0202001812
Instrument Date	Apr 2, 2020
Instrument	202001812
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15805 N STATE ROAD 101, GRABILL, IN 46741-9664
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 29, 2019
Property Address	255 S WAYNE ST, WATERLOO, IN 46793-9608
Document Number	0201905475
Map Reference	DOC 201403891
Instrument Date	Oct 28, 2019
Instrument	201905475
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15805 N STATE RD 101, SAINT JOE, IN 46785
Investor	Possibly a Property Investor

Mortgage

Document Number	0201905476
Date	Oct 29, 2019
Instrument	201905476

Lender

Name	THE ANTWERP EXCHANGE BANK CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 5, 2044

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,076.00 (-1.74%)	$235,700 (+26.65%) Land $15,800 Building $219,900	$235,700 (+26.65%) Land $15,800 Building $219,900
2024	$7,201.00 (+145.68%)	$186,100 (+90.87%) Land $15,800 Building $170,300	$186,100 (+90.87%) Land $15,800 Building $170,300
2023	$2,931.00 (+7.36%)	$97,500 (+7.38%) Land $14,600 Building $82,900	$97,500 (+7.38%) Land $14,600 Building $82,900
2022	$2,730.00	$90,800 Land $13,800 Building $77,000	$90,800 Land $13,800 Building $77,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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