255 Rough Creek Rd, Mountain Home, TX 78058 Property Records

Kerr County property record for 255 Rough Creek Rd, Mountain Home, TX 78058

Property Summary

Property Type	Rural Home
Details	2,080 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$1,721 (2026)
Flood Zone	Zone X (minimal risk)
APN	`5410-0010-020000`

Property Details

APN / Parcel Number

Primary APN	`5410-0010-020000`
Alternative APN	`65423`

Interior

Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	435,600 sqft (10 acres)
Garage Type	Carport
Garage Area	960 sqft
Carport	Carport
Carport Area	960 sqft

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Location & Zoning

Account Number	5410-0010-020000
Street Address	255 ROUGH CREEK RD
City	MOUNTAIN HOME
State	TX
Zip	78058
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MOUNTAIN HOME OAKS SEC ONE BLK 1 LOT 20 ACRES 10.0
Legal Subdivision	MOUNTAIN HOME OAKS SEC ONE
Legal Block	1
Legal Lot Number	20
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	1
Census Block	1008
Census Tract	960304

Owner

255 Rough Creek Rd, a rural home, is owned and occupied by an individual who acquired it in May 2025.

Source: Kerr County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	326 PLEASANT VIEW DR, KERRVILLE, TX 78028-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025
Deed Sale	May 15, 2025
Prior Sale	Apr 19, 2005
Deed Document Number	20252884
Prior Transfer Date	Jun 13, 2006
Prior Transfer Doc	01550/0108
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 255 Rough Creek Rd was $1,721 with a homeowner's exemption, up 9.2% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Ingram Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,721.00 (+9.2%)	$119,735 (+9.17%)	$217,250 (+17.21%) Land $85,000 Building $132,250
2025	$1,576.00 (+3.01%) Homeowner's exemption	$109,674 Land $9,324 Building $100,350	$185,350 Land $85,000 Building $100,350
2024	$1,530.00 (-2.42%)
2023	$1,568.00 Additional exemption filed	$109,588 Land $9,238 Building $100,350	$185,350 Land $85,000 Building $100,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Rough Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Rough Creek Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber	1,000 / 1,000