255 Ridgeview Rd, Morehead, KY 40351 Property Records

Rowan County property record for 255 Ridgeview Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,590 sqft · built 2007
Lot Size	0.792 acres (34,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2023)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`020-00 00 034.02`

Property Details

APN / Parcel Number

Primary APN	`020-00 00 034.02`
Alternative APNs	`1670` `1034` `1104`

Interior

Stories	1 Story
Building Area	1,590 sqft Living Area
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,500 sqft (0.792 acres)
Garage Type	Basement
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1104
Street Address	255 RIDGEVIEW RD
City	MOREHEAD
State	KY
Zip	40351-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & .792 PLUS .43 AC BEING MAP 20-26.02 KY 801 N
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3016
Census Tract	950201

Owner

Source: Rowan County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 RIDGEVIEW RD, MOREHEAD, KY 40351-6508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Apr 24, 2023	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Deed Document Number	20232021964
Deed Book / Page	287 / 306
Last Transfer Date	Apr 19, 2023
Transfer Doc	00D287/519
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	255 RIDGEVIEW RD, MOREHEAD, KY 40351-6508
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A434/147
Date	May 6, 2021
Book Page	A434/147
Instrument	2009549

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 24, 2023
Property Address	255 RIDGEVIEW RD, MOREHEAD, KY 40351-6508
Document Number	00D287/519
Book / Page	D287 / 519
Instrument Date	Apr 19, 2023
Instrument	2022437
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 RIDGEWAY DR, MOREHEAD, KY 40351-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 RIDGEVIEW RD, MOREHEAD, KY 40351-6508

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,681.00 (+51.85%) Homeowner's exemption	$250,000 (+92.31%) Land $20,000 Building $230,000	$250,000 (+92.31%) Land $20,000 Building $230,000
2023	$1,107.00	$130,000 Land $10,000 Building $120,000	$130,000 Land $10,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridgeview Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures