255 Rader Dr, Monroe, LA 71203 Property Records

Ouachita Parish property record for 255 Rader Dr, Monroe, LA 71203

Property Summary

Property Type	Commercial
Details	4 bd · 3 ba · 1,803 sqft · built 1981
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jul 2020)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	May 2007 Mortgage May 2006 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`10390`

Property Details

APN / Parcel Number

Primary APN	`10390`
Alternative APN	`280918`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,803 sqft

Exterior

Year Built	Built 1981
Lot Area	66,211 sqft (1.52 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	280918
Street Address	255 RADER DR
City	MONROE
State	LA
Zip	71203-8538
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 5 RADERS RESUB OF NW4 SEC 20 T18N R5E
Legal Range	05E
Legal Township	18N
Legal Section	20
Legal Subdivision	RADERS SUBD
Legal Lot Number	5
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	2
Census Block	2004
Census Tract	10103

Owner

255 Rader Dr, a commercial property, is owned and occupied by an individual who bought it in July 2020.

Source: Ouachita Parish records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	255 RADER DR, MONROE, LA 71203-8538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2007	Deed of Trust, Mortgage REGIONS BANK
May 31, 2006	Deed of Trust, Mortgage · Line of Credit AMSOUTH BANK
Nov 7, 2012	Deed of Trust, Mortgage CROSS KEY BANK
Jul 14, 2020	Deed, Transfer · Stand-Alone First Mortgage ASSURANCE FINANCIAL
Nov 17, 2014	Deed, Transfer · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Nov 17, 2014 · Amount on File
Deed Document Number	180339
Deed Book / Page	2624 / 214
Record Updated	Jun 8, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	255 RADER DR, MONROE, LA 71203-8538
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002565/082
Date	May 2, 2007
Book Page	2565/082
Instrument	1486235

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35283

Agreement

Amount	Amount on Record

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	255 RADER DR, MONROE, LA 71203-8538
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002454/836
Date	May 31, 2006
Book Page	2454/836
Instrument	1460494

Lender

Name	AMSOUTH BANK
Type	Bank
Address	BIRMINGHAM, AL 35283

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	255 RADER DR, MONROE, LA 71203-8538
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003094/836
Date	Nov 7, 2012
Book Page	3094/836
Instrument	1615866

Lender

Name	CROSS KEY BANK
Address	WEST MONROE, LA 71291

Agreement

Amount	Amount on Record

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jul 14, 2020
Property Address	255 RADER DR, MONROE, LA 71203-8538
Document Number	002624/214
Book / Page	2624 / 214
Instrument	180339
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001803397
Date	Jul 14, 2020
Instrument	1803397

Lender

Name	ASSURANCE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Nov 17, 2014
Property Address	255 RADER DR, MONROE, LA 71203-8538
Document Number	002398/891
Book / Page	2398 / 891
Map Reference	MB 11 PG 58
Instrument Date	Nov 14, 2014
Instrument	1663349
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	HOME TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 EAGLE BAY DR, DOWNSVILLE, LA 71234-2821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 RADER DR, MONROE, LA 71203-8538

Mortgage

Document Number	0001663350
Date	Nov 17, 2014
Instrument	1663350

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 255 Rader Dr was $2,422, down 0.7% from the year before.

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,422.00 (-0.7%)	$2,349 (-90.56%) Land $2,265 Building $84	$23,489 (-90.56%) Land $22,650 Building $839
2024	$2,439.00 (+0.95%)	$24,875 (-) Land $2,265 Building $22,610	$248,755 (-) Land $22,650 Building $226,105
2023	$2,416.00 (-45.33%)	$24,875 (+265.81%) Land $2,265 Building $22,610	$248,755 (+265.82%) Land $22,650 Building $226,105
2022	$4,419.00	$6,800 Land $650 Building $6,150	$68,000 Land $6,500 Building $61,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 255 Rader Dr in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Rader Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC EAST WATER SYSTEM private · serves 11,742 people · EPA ID LA1073121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Sparklight.

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