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255 Pearl St, Joliet, IL 60435 Property Records

Will County property record for 255 Pearl St, Joliet, IL 60435

Property Summary

Property TypeSingle Family Home
Details720 sqft · built 1912
Lot Size0.15 acres (6,555 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Mar 2023)
Tax Bill$4,494 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-07-09-314-013

Property Details

APN / Parcel Number

Primary APN30-07-09-314-013
Alternative APN
  • 07093140130000

Interior

Stories2 Stories
Building Area720 sqft
Gross Area1,440 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Construction TypeFrame
Lot Area6,555 sqft (0.15 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchSlab

Location & Zoning

Street Address255 PEARL ST
CityJOLIET
StateIL
Zip60435-7035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 IN HARRY F. CAGWIN'S SUB OF LOTS 6 7 IN BARBARA CAMPBELL'S SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC 9, T35N-R10E.
Legal Range10E
Legal Township35N
Legal Section09
Legal SubdivisionHARRY F CAGWINS
Legal Lot Number5
JurisdictionWILL IL
Township / Civil DivisionJOLIET
Census Block Group3
Census Block3001
Census Tract882702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Upper Bluff Historic District
listed 1991 · 517 contributing resources · NRIS 91000687

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

255 Pearl St is owned by an individual who bought it in March 2023.

Source: Will County records, as of August 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2200 US HIGHWAY 52, MINOOKA, IL 60447-9678
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2023 · Amount on File
Deed SaleMar 20, 2023 · Amount on File
Prior SaleAug 29, 2003 · Amount on File
Deed Document Number202312871
Prior Transfer DateJun 26, 2003
Prior Transfer Doc0000168650
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateMar 20, 2023
Property Address255 PEARL ST, JOLIET, IL 60435-7035
Document Number0000012871
Map ReferenceDOC 172137
Instrument DateJan 9, 2023
InstrumentR2023012871
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

AmountAmount on Record
Tax$85.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2200 US HIGHWAY 52, MINOOKA, IL 60447-9678

Mortgage

Document Number0000012872
DateMar 20, 2023
InstrumentR2023012872
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 255 Pearl St was $4,494.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionJoliet Township
MunicipalityJoliet City
Elementary School DistrictJoliet Public School District 86 (PK - 08)
Secondary School DistrictJoliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,494.00$55,971 (+9.3%) Land $10,051 Building $45,920$167,913 (+9.3%) Land $30,153 Building $137,760
2024$51,209 Land $9,196 Building $42,013$153,627 Land $27,588 Building $126,039
2022$3,246.00 Homeowner's exemption$41,157 Land $7,391 Building $33,766$123,471 Land $22,173 Building $101,298

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 255 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Bertram Communications, Verizon.

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