255 Oneida Pl, North Plainfield (Plainfield), NJ 07060 Property Records

Somerset County and North Plainfield Borough property record for 255 Oneida Pl, North Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,026 sqft · built 1949
Lot Size	0.14 acres (6,077 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Oct 2022)
Tax Bill	$10,449 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00015-02-00014`

Property Details

APN / Parcel Number

Primary APN	`14-00015-02-00014`
Alternative APNs	`1400015000200014` `S001`

Interior

Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	6,077 sqft (0.14 acres)
Lot Dimensions	103 ft deep x 59 ft wide

Location & Zoning

Account Number	S001
Street Address	255 ONEIDA PL
City	NORTH PLAINFIELD
State	NJ
Zip	07060-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	15.2
Legal Lot Number	14
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	2
Census Block	2004
Census Tract	52001

Owner

255 Oneida Pl is owned and occupied by an individual who bought it in October 2022.

Source: Somerset County and North Plainfield Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 31, 2022	Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC
Oct 23, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 10, 2020	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Document Number	202244376
Deed Book / Page	7477 / 3471
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310

Mortgage

Document Number	0000000361
Date	Jan 5, 2024
Book Page	7539/3553
Instrument	2024000361

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Nov 1, 2052

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 31, 2022
Property Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310
Document Number	0000044376
Book / Page	7477 / 3471
Instrument Date	Oct 19, 2022
Instrument	2022044376
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 JEFFERSON AVE # AVEA7, 415, ELIZABETH, NJ 07201-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310

Mortgage

Document Number	0000044377
Date	Oct 31, 2022
Instrument	2022044377

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051653
Date	Oct 23, 2020
Book Page	7264/494
Instrument	2020051653

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	353 Months
Due	Mar 16, 2050

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 10, 2020
Property Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310
Document Number	0000035294
Book / Page	7236 / 1331
Instrument Date	Jul 30, 2020
Instrument	2020035294
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	HOMETOWN TITLE INS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 PEACOCK SPRINGS CT, 314, GROVELAND, FL 34736-8112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ONEIDA PL, NORTH PLAINFIELD, NJ 07060-4310

Mortgage

Document Number	0000035295
Date	Aug 10, 2020
Instrument	2020035295

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 255 Oneida Pl was $10,449, up 4.3% from the year before.

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,000 (-) Land $80,000 Building $150,000	$230,000 (-) Land $80,000 Building $150,000
2025	$10,449.00 (+4.25%)	$230,000 Land $80,000 Building $150,000	$230,000 Land $80,000 Building $150,000
2024	$10,023.00
2023		$230,000 Land $80,000 Building $150,000	$230,000 Land $80,000 Building $150,000
2022	$9,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Oneida Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Oneida Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Oneida Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures