Orange County property record for 255 Oak St, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 952 sqft · built 1938 |
| Lot Size | 0.086 acres (3,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $970,000 (Jan 2013) |
| Tax Bill | $13,963 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-086-02 |
| Primary APN | 644-086-02 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 3,765 sqft (0.086 acres) |
| Street Address | 255 OAK ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A TR LAGUNA HEIGHTS # 3 BLK 58 LOT 22 LAGUNA HEIGHTS #3 LOT 22 BLK 58 SWLY1/2 AND |
| Legal Subdivision | LAGUNA HEIGHTS #3 |
| Legal Tract | 415 |
| Legal Block | 58 |
| Legal Lot Number | 22 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 62619 |
255 Oak St is owned by an individual who acquired it in April 2020.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34071 BLUE LANTERN ST, DANA POINT, CA 92629-2502 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Apr 3, 2020 | Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA |
| Apr 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2013 · Amount on File |
| Deed Sale | Jan 18, 2013 · Amount on File |
| Prior Sale | Jun 6, 2012 · Amount on File |
| Deed Document Number | 201338676 |
| Last Transfer Date | Apr 1, 2020 |
| Transfer Doc | 0000152539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 255 OAK ST, LAGUNA BEACH, CA 92651-2912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 34071 BLUE LANTERN ST, DANA POINT, CA 92629-2502 |
| Document Number | 0000617282 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020000617282 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 3, 2020 |
| Property Address | 255 OAK ST, LAGUNA BEACH, CA 92651-2912 |
| Document Number | 0000152539 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 152539 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 34071 BLUE LANTERN ST DANA POINT CA 926292502, DANA POINT, CA 92629-2502 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 3, 2020 |
| Property Address | 255 OAK ST, LAGUNA BEACH, CA 92651-2912 |
| Document Number | 0000152540 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 2020000152540 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000152541 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 2020000152541 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 255 Oak St was $13,963.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,218,368 (+2%) Land $1,149,133 Building $69,235 | |
| 2025 | $13,963.00 | $1,194,479 Land $1,126,601 Building $67,878 |
| 2023 | $13,764.00 (+2.69%) | $1,148,097 Land $1,082,853 Building $65,244 |
| 2022 | $13,404.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 255 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Nearby Flood Policies | 77 units insured incl. 47 condo units |
| Nearby Flood Claims | 19 (1988–2026) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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