255 O St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 255 O St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 1990
Lot Size0.123 acres (5,376 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Sep 2009)
Tax Bill$392 (2026)
Deeds & MortgagesNov 2020 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (reduced by levee)
APN196-370-030-000

Property Details

APN / Parcel Number

Primary APN196-370-030-000
Alternative APN
  • 196-370-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,700 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area5,376 sqft (0.123 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-370-03
Street Address255 O ST
CityLATHROP
StateCA
Zip95330-9661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3
Legal SubdivisionTUMBLEWEED PARK
Legal Block1
Legal Lot Number3
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2006
Census Tract5129

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address255 O ST, LATHROP, CA 95330-9661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
OPEN MORTGAGE LLC
Apr 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
ORION LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2009 · Amount on Record
Deed SaleSep 4, 2009 · Amount on Record
Prior SaleFeb 24, 2004 · Amount on Record
Deed Document Number2009131221
Prior Transfer DateFeb 19, 2004
Prior Transfer Doc0000034925
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address255 O ST, LATHROP, CA 95330-9661
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 O ST, LATHROP, CA 95330-9661

Mortgage

Document Number0000159113
DateNov 18, 2020
Instrument2020-159113
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address255 O ST, LATHROP, CA 95330-9661
Document Number0000035813
Instrument DateApr 5, 2019
Transaction TypeMortgage
Record UpdatedApr 24, 2019
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1112 N MAIN ST MANTECA CA 953363208, MANTECA, CA 95336-3208

Mortgage

Document Number0000035813
DateApr 11, 2019
Instrument35813
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 10, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392.00 (-81.4%)
2025$2,108.00 (+4.67%)$154,884 (+4.04%) Land $38,719 Building $116,165
2023$2,014.00 (+1.41%)$148,871 Land $37,216 Building $111,655$446,850
2022$1,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

Nearby Properties on O St

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