255 NE 3rd St, Earlham, IA 50072 Property Records

Madison County property record for 255 NE 3rd St, Earlham, IA 50072

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,586 sqft · built 1900
Lot Size	0.223 acres (9,709 sqft)
Owner	Individual Name on Record
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`850000702040000`

Property Details

APN / Parcel Number

Primary APN	`850000702040000`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	728 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,709 sqft (0.223 acres)
Lot Dimensions	133 ft deep x 73 ft wide
Deck Area	48 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	255 NE 3RD ST
City	EARLHAM
State	IA
Zip	50072-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOTS 4-5 & 6 BLOCK 2 NICHOLSON'S ADDITION
Legal Subdivision	NICHOLSONS ADDITION
Legal Block	2
Legal Lot Number	4-6
Jurisdiction	MADISON IA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1080
Census Tract	60101

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	255 NE 3RD ST, EARLHAM, IA 50072-7724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2015
Deed Sale	Nov 18, 2015
Deed Document Number	20153439
Deed Book / Page	2015 / 3439
Prior Transfer Date	Oct 31, 2015
Prior Transfer Doc	2015/3439
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	255 NE 3RD ST, EARLHAM, IA 50072-7724
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2599
Date	Jul 21, 2020
Book Page	2020/2599
Instrument	2020 2599

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Earlham City
Unified School District	Earlham Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00 Homeowner's exemption	$178,500 (+5.25%) Land $22,300 Building $156,200	$178,500 (+5.25%) Land $22,300 Building $156,200
2024	$2,632.00 (+9.03%)
2023		$169,600 Land $16,200 Building $153,400	$169,600 Land $16,200 Building $153,400
2022	$2,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLHAM MUNICIPAL WATERWORKS serves 1,446 people · EPA ID IA6115097
Water Source	Purchased surface water from WARREN WATER DISTRICT
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: BTWI, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NE 3rd St

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