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255 N Phillips Ave, New Bern, NC 28560 Property Records

Craven County property record for 255 N Phillips Ave, New Bern, NC 28560

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,632 sqft · built 1981
Lot Size1.62 acres (70,698 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Oct 2022)
Tax Bill$1,039 (2026)
Deeds & MortgagesAug 2023 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-040-1-001

Property Details

APN / Parcel Number

Primary APN2-040-1-001
Alternative APNs
  • 110998
  • 89319

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
1st Floor Area1,176 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area70,698 sqft (1.62 acres)
Storage Building425 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number110998
Street Address255 N PHILLIPS AVE
CityNEW BERN
StateNC
Zip28560-9288
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionWIGGINS LD 34 & 35
Legal SubdivisionNOAH H GASKINS DIV
JurisdictionCRAVEN NC
Township / Civil Division2
Census Block Group2
Census Block2021
Census Tract960102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address255 N PHILLIPS AVE, NEW BERN, NC 28560-9288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Oct 26, 2022Deed, Transfer · VA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2022 · Amount on Record
Deed SaleOct 26, 2022 · Amount on Record
Deed Document Number202210105046
Deed Book / Page3745 / 1370
Prior Transfer DateJan 23, 2012
Prior Transfer Doc03058/0236
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address255 N PHILLIPS AVE, NEW BERN, NC 28560-9288
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 N PHILLIPS AVE, NEW BERN, NC 28560-9288

Mortgage

Document Number03771/1423
DateAug 1, 2023
Book Page3771/1423
Instrument10115568
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCRAVEN NC
Recording DateOct 26, 2022
Property Address255 N PHILLIPS AVE, NEW BERN, NC 28560-9288
Document Number03745/1370
Book / Page3745 / 1370
Map ReferenceMB 5 PG 8
Instrument DateOct 19, 2022
Instrument10105046
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1607 W HIGHTREE LN, 1607, NEW BERN, NC 28562-4203

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 N PHILLIPS AVE, NEW BERN, NC 28560-9288

Mortgage

Document Number0037451373
DateOct 26, 2022
Instrument3745/1373
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,039.00$195,490 (-) Land $22,340 Building $173,150$195,490 (-) Land $22,340 Building $173,150
2025$1,039.00 (+1.17%)$195,490 (-) Land $22,340 Building $173,150$195,490 (-) Land $22,340 Building $173,150
2023$1,027.00 (+97.88%)$195,490 (+166.12%) Land $22,340 Building $173,150$195,490 (+166.12%) Land $22,340 Building $173,150
2022$519.00$73,460 Land $21,720 Building $51,740
2018$73,460 Land $21,720 Building $51,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2010–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFIRST CRAVEN SANITARY DISTRICT
serves 6,325 people · EPA ID NC0425040
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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