255 Mount Philo Rd, Charlotte, VT 05445 Property Records

Charlotte Town property record for 255 Mount Philo Rd, Charlotte, VT 05445

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 4,246 sqft · built 1790
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Last Sale$575,000 (Sep 2019)
Tax Bill$9,514 (2025)
Deeds & MortgagesSep 2019 Sale
Flood ZoneZone X (minimal risk)
APN(043) 00027-0255

Property Details

APN / Parcel Number

Primary APN(043) 00027-0255
Alternative APNs
  • 138-043-11169
  • M00027 B:0255

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area4,246 sqft Living Area
Basement Area1,110 sqft
Unfinished Basement1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1790
Effective Year BuiltEffective 1790
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area108,900 sqft (2.5 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Street Address255 MT PHILO RD
CityCHARLOTTE
StateVT
Zip05445-9139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.5 ACRES & DWL & OUTBLDGS:
JurisdictionCHARLOTTE TWP VT
Township / Civil DivisionCHARLOTTE
Census Block Group2
Census Block2009
Census Tract3501

Owner

255 Mount Philo Rd is owned and occupied by an individual who bought it in September 2019.

Source: Charlotte Town records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address255 MT PHILO RD, CHARLOTTE, VT 05445-9139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2019 · Amount on File
Deed SaleSep 19, 2019 · Amount on File
Prior SaleMar 11, 2013 · Amount on File
Deed Document Number2019816694144
Prior Transfer DateSep 2, 2016
Prior Transfer Doc201610041125750027
Record UpdatedSep 20, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE TWP VT
Recording DateSep 19, 2019
Property Address255 MT PHILO RD, CHARLOTTE, VT 05445-9139
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 MT PHILO RD CHARLOTTE VT 054459139, CHARLOTTE, VT 05445-9139

Tax Assessment & Valuation

The 2025 property tax bill for 255 Mount Philo Rd was $9,514 with a homeowner's exemption, down 17% from the year before.

Source: Charlotte Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyChittenden County
County SubdivisionCharlotte Town
Unified School DistrictChamplain Valley Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,514.00 (-17.02%) Homeowner's exemption$756,800 (-) Land $318,800 Building $438,000
2024$11,466.00$756,800 Land $318,800 Building $438,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 255 Mount Philo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Mount Philo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Fidium Fiber, Green Mountain Access, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Philo Rd

Nearby Streets

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