255 Melrose Pl, Naples, FL 34104 Property Records

Collier County property record for 255 Melrose Pl, Naples, FL 34104

Property Summary

Property Type	Condominium
Details	1,757 sqft · built 1997
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Dec 2021)
Tax Bill	$2,821 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2023 Second Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`485500 454B32`

Property Details

APN / Parcel Number

Primary APN	`485500 454B32`
Alternative APN	`60000001081`

Interior

Building Area	1,757 sqft Living Area
1st Floor Area	1,757 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	255 MELROSE PL
City	NAPLES
State	FL
Zip	34104-7874
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	MELROSE GARDENS (HO) LOT 45
Legal Range	26
Legal Township	49
Legal Section	32
Legal Subdivision	MELROSE GARDENS
Legal Tract	485500
Legal Block	3
Legal Lot Number	45
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3001
Census Tract	10514

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 MELROSE PL, 45, NAPLES, FL 34104-7874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE MICHIGAN CU
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Oct 28, 1997 · Amount on Record
Deed Document Number	20216175715
Deed Book / Page	6057 / 2366
Prior Transfer Date	Mar 11, 2015
Prior Transfer Doc	0051291003
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	255 MELROSE PL, NAPLES, FL 34104-7874
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 MELROSE PL, NAPLES, FL 34104-7874

Mortgage

Document Number	0063433744
Date	Apr 1, 2024
Book Page	6343/3744
Instrument	6525770

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	255 MELROSE PL, NAPLES, FL 34104-7874
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062431398
Date	May 4, 2023
Book Page	6243/1398
Instrument	6398101

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 16, 2021
Property Address	255 MELROSE PL, NAPLES, FL 34104-7874
Document Number	0060572366
Book / Page	6057 / 2366
Map Reference	MB 26 PG 14-16
Instrument Date	Dec 13, 2021
Instrument	6175715
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	COTTRELL TITLE GROUP LLC, COTTRELL T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 SMITH FARM RD, 35, AMSTON, CT 06231-1239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 MELROSE PL # 45, 45, NAPLES, FL 34104-7874

Mortgage

Document Number	0060572369
Date	Dec 16, 2021
Instrument	6057/2369

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,137 (+2.7%)	$344,503 (-11.71%) Building $344,503
2025	$2,821.00 (+6.86%) Homeowner's exemption	$279,588 (+5.99%)	$390,185 (+0.19%) Building $390,185
2024	$2,640.00 (+2.21%)
2023	$2,583.00 (-1.6%) Homeowner's exemption	$263,794 (+3%)	$389,456 (+14.66%) Building $389,456
2022	$2,625.00 Homeowner's exemption	$256,111	$339,676 Building $339,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream.

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