Monroe County property record for 255 Mars Ln, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,536 sqft · built 2007 |
| Lot Size | 0.119 acres (5,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Sep 2025) |
| Tax Bill | $5,974 (2024) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2023 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00145490-000000 |
| Primary APN | 00145490-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,196 sqft (0.119 acres) |
| View / Lot | Canal |
| Porch | Open Porch |
|---|---|
| Porch Area | 584 sqft |
| Deck Area | 24 sqft |
| Patio Area | 48 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1186848 |
|---|---|
| Street Address | 255 MARS LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 4 LT 16 GEIGER MOBILE HOMES GEIGER KEY PB5-77 OR559-956 OR806-995 OR1046-1153 OR1128-2079 OR1431-355/56 OR1975-495/96 OR2691-709/10 OR2799-1877/78 OR3040-248 OR3049-608 OR3220-1751 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 27 |
| Legal Subdivision | GEIGER MOBILE HOMES |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 971700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Apr 14, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage KEYS FCU |
| Oct 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage IBERIABANK |
| Oct 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 20, 2018 | Loan Modification, Mortgage · FHA Mortgage FIRST GNTY MTG CORP |
| Mar 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Apr 14, 2023 · Amount on Record |
| Deed Document Number | 20252514935 |
| Deed Book / Page | 3344 / 1031 |
| Prior Transfer Date | Oct 8, 2020 |
| Prior Transfer Doc | 0030490608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 11, 2025 |
| Property Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0033441031 |
| Book / Page | 3344 / 1031 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2514935 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0033441035 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 3344/1035 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 14, 2023 |
| Property Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0032201751 |
| Book / Page | 3220 / 1751 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2414101 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0032201754 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 3220/1754 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0030522466 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 3052/2466 |
| Instrument | 2288137 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 8, 2020 |
| Property Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0030490608 |
| Book / Page | 003049 / 000608 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2285288 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 25, 2020 |
| Property Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0030400248 |
| Book / Page | 003040 / 000248 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 2278921 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0028991897 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311 |
| Document Number | 0028991897 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 002899/001897 |
| Instrument | 2162860 |
| Name | FIRST GNTY MTG CORP |
|---|---|
| Address | CHARLOTTE, NC 28217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 255 MARS LN, KEY WEST, FL 33040-6311 |
| Document Number | 0028991893 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311 |
| Document Number | 0028991893 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 002899/001893 |
| Instrument | 2162859 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $647,597 (-0.84%) Land $279,285 Building $368,312 | $647,597 (-0.84%) Land $279,285 Building $368,312 | |
| 2024 | $5,974.00 (+18.65%) Homeowner's exemption | $653,058 (+7.59%) Land $290,976 Building $362,082 | $653,058 (-3.11%) Land $290,976 Building $362,082 |
| 2023 | $5,035.00 (+8.42%) Homeowner's exemption | $606,974 (+12.03%) | $674,032 (+15.73%) Land $285,780 Building $388,252 |
| 2022 | $4,644.00 Homeowner's exemption | $541,779 | $582,405 Land $215,634 Building $366,771 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 243 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 units insured incl. 2 condo units |
| Nearby Flood Claims | 456 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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