255 Mars Ln, Key West, FL 33040 Property Records

Monroe County property record for 255 Mars Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,536 sqft · built 2007
Lot Size0.119 acres (5,196 sqft)
Owner2 Individual Names on Record
Last Sale$765,000 (Sep 2025)
Tax Bill$5,974 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Apr 2023 Mortgage
+ 5 more
Flood ZoneZone AE (high risk)
APN00145490-000000

Property Details

APN / Parcel Number

Primary APN00145490-000000
Alternative APNs
  • 27672600145490000000
  • 1186848

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,196 sqft (0.119 acres)
View / LotCanal

Exterior Amenities

PorchOpen Porch
Porch Area584 sqft
Deck Area24 sqft
Patio Area48 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1186848
Street Address255 MARS LN
CityKEY WEST
StateFL
Zip33040-6311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 4 LT 16 GEIGER MOBILE HOMES GEIGER KEY PB5-77 OR559-956 OR806-995 OR1046-1153 OR1128-2079 OR1431-355/56 OR1975-495/96 OR2691-709/10 OR2799-1877/78 OR3040-248 OR3049-608 OR3220-1751
Legal Range26E
Legal Township67S
Legal Section27
Legal SubdivisionGEIGER MOBILE HOMES
Legal Block4
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1024
Census Tract971700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address255 MARS LN, KEY WEST, FL 33040-6311
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Apr 14, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
KEYS FCU
Oct 27, 2020Deed of Trust, Mortgage · FHA Mortgage
IBERIABANK
Oct 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 20, 2018Loan Modification, Mortgage · FHA Mortgage
FIRST GNTY MTG CORP
Mar 20, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2025 · Amount on Record
Deed SaleSep 11, 2025 · Amount on Record
Prior SaleApr 14, 2023 · Amount on Record
Deed Document Number20252514935
Deed Book / Page3344 / 1031
Prior Transfer DateOct 8, 2020
Prior Transfer Doc0030490608
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 11, 2025
Property Address255 MARS LN, KEY WEST, FL 33040-6311
Document Number0033441031
Book / Page3344 / 1031
Map ReferenceMB 5 PG 77
Instrument DateSep 10, 2025
Instrument2514935
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,355.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address255 MARS LN, KEY WEST, FL 33040-6311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address255 MARS LN, KEY WEST, FL 33040-6311

Mortgage

Document Number0033441035
DateSep 11, 2025
Instrument3344/1035
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateApr 14, 2023
Property Address255 MARS LN, KEY WEST, FL 33040-6311
Document Number0032201751
Book / Page3220 / 1751
Map ReferenceMB 5 PG 77
Instrument DateApr 6, 2023
Instrument2414101
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 MARS LN, KEY WEST, FL 33040-6311

Mortgage

Document Number0032201754
DateApr 14, 2023
Instrument3220/1754
Lender
NameKEYS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address255 MARS LN, KEY WEST, FL 33040-6311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 MARS LN, KEY WEST, FL 33040-6311

Mortgage

Document Number0030522466
DateOct 27, 2020
Book Page3052/2466
Instrument2288137
Lender
NameIBERIABANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateOct 8, 2020
Property Address255 MARS LN, KEY WEST, FL 33040-6311
Document Number0030490608
Book / Page003049 / 000608
Instrument DateOct 8, 2020
Instrument2285288
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 25, 2020
Property Address255 MARS LN, KEY WEST, FL 33040-6311
Document Number0030400248
Book / Page003040 / 000248
Instrument DateAug 25, 2020
Instrument2278921
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address255 MARS LN, KEY WEST, FL 33040-6311
Document Number0028991897
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedMay 22, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311

Mortgage

Document Number0028991897
DateApr 5, 2018
Book Page002899/001897
Instrument2162860
Lender
NameFIRST GNTY MTG CORP
AddressCHARLOTTE, NC 28217
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2048

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address255 MARS LN, KEY WEST, FL 33040-6311
Document Number0028991893
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 MARS LN KEY WEST FL 330406311, KEY WEST, FL 33040-6311

Mortgage

Document Number0028991893
DateApr 5, 2018
Book Page002899/001893
Instrument2162859
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647,597 (-0.84%) Land $279,285 Building $368,312$647,597 (-0.84%) Land $279,285 Building $368,312
2024$5,974.00 (+18.65%) Homeowner's exemption$653,058 (+7.59%) Land $290,976 Building $362,082$653,058 (-3.11%) Land $290,976 Building $362,082
2023$5,035.00 (+8.42%) Homeowner's exemption$606,974 (+12.03%)$674,032 (+15.73%) Land $285,780 Building $388,252
2022$4,644.00 Homeowner's exemption$541,779$582,405 Land $215,634 Building $366,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 243 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 units insured
incl. 2 condo units
Nearby Flood Claims456 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 56 claims
  • Hurricane Wilma, Oct 2005 · 178 claims
  • Hurricane Georges, Sep 1998 · 180 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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