255 Main St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 255 Main St, Middleburgh, NY 12122

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,357 sqft · built 1900
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2020)
Tax Bill	$6,966 (2026)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`433801 106.19-3-55`

Property Details

APN / Parcel Number

Primary APN	`433801 106.19-3-55`
Alternative APNs	`380110601900030550000000` `491A100422`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,357 sqft Living Area
1st Floor Area	1,221 sqft
2nd Floor Area	1,136 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	316 ft deep x 69.4 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	491A100422
Street Address	255 MAIN ST
City	MIDDLEBURGH
State	NY
Zip	12122-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Block	3
Legal Lot Number	55.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	MIDDLEBURGH
Census Block Group	4
Census Block	4010
Census Tract	740700

Owner

255 Main St is owned and occupied by an individual who bought it in October 2020.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	255 MAIN ST, MIDDLEBURGH, NY 12122-6308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Aug 5, 2010 · Amount on File
Deed Document Number	2020781173
Deed Book / Page	1122 / 128
Prior Transfer Date	Oct 3, 2011
Prior Transfer Doc	0000000924/000000016
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 20, 2020
Property Address	255 MAIN ST, MIDDLEBURGH, NY 12122-6308
Document Number	001122/128
Book / Page	1122 / 128
Instrument Date	Oct 15, 2020
Instrument	781173
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HUGHES PL, LITTLE FALLS, NJ 07424-1017

Tax Assessment & Valuation

The 2026 property tax bill for 255 Main St was $6,966, up 2.1% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Middleburgh Town
Municipality	Middleburgh Village
Unified School District	Middleburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,966.00 (+2.11%)
2025	$6,822.00	$102,000 Land $14,500 Building $87,500	$219,355 Land $31,183 Building $188,172
2023		$102,000 (-) Land $14,500 Building $87,500	$200,000 (+5.88%) Land $28,431 Building $171,569
2022		$102,000 Land $14,500 Building $87,500	$188,889 Land $26,852 Building $162,037
2021	$1,890.00 (-55.81%)
2020	$4,277.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	98 (1978–2021)
Claims Outside the SFHA	8 of 98
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 26 claims Severe Storms And Flooding, Apr 2005 · 22 claims Flooding, Apr 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MIDTEL Fiber	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20