Wright County property record for 255 Lime St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,060 sqft · built 1994 |
| Lot Size | 0.236 acres (10,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jul 2025) |
| Tax Bill | $2,502 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-018-001020 |
| Primary APN | 104-018-001020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 1,060 sqft |
| Finished Basement | 1,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,300 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 255 LIME ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-4573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ALLEN ADDN LOT-002 BLOCK-001 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ALLEN ADDN |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 100300 |
255 Lime St is owned and occupied by an individual who bought it in July 2025.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 255 LIME ST, CLEARWATER, MN 55320-4573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 28, 2019 | Loan Modification, Mortgage · Conventional Mortgage LAKE CTRL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on File |
| Deed Sale | Jul 7, 2025 · Amount on File |
| Prior Sale | Apr 27, 2020 · Amount on File |
| Deed Document Number | 20251580349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 27, 2020 |
| Property Address | 255 LIME ST, CLEARWATER, MN 55320-4573 |
| Document Number | 0001424633 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 1424633 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | ANCONA TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $613.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 255 LIME ST, CLEARWATER, MN 55320-4573 |
| Document Number | 0001424634 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 1424634 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 255 LIME ST, CLEARWATER, MN 55320-4573 |
| Document Number | 0001399684 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 255 LIME ST CLEARWATER MN 553204573, CLEARWATER, MN 55320-4573 |
| Document Number | 0001399684 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 1399684 |
| Name | LAKE CTRL BK |
|---|---|
| Address | ANNANDALE, MN 55302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 255 Lime St was $2,502.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,502.00 | $264,800 (+16.65%) Land $32,500 Building $232,300 | $264,800 (+16.65%) Land $32,500 Building $232,300 |
| 2025 | $227,000 Land $27,000 Building $200,000 | $227,000 Land $27,000 Building $200,000 | |
| 2023 | $2,522.00 (+7.05%) | $225,800 Land $27,000 Building $198,800 | $225,800 Land $27,000 Building $198,800 |
| 2022 | $2,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 255 Lime St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Lime St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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