255 Lake Cove Dr, Delaware, OH 43015 Property Records

Delaware County property record for 255 Lake Cove Dr, Delaware, OH 43015

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,563 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$249,900 (Aug 2020)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`419-410-02-005-602`

Property Details

APN / Parcel Number

Primary APN	`419-410-02-005-602`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	700 sqft
Upper Floors Area	863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	255 LAKE COVE DR
City	DELAWARE
State	OH
Zip	43015-7167
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 255 BLDG 15 LAKES AT CHESHIRE CONDO 12TH AMEND - TIF
Legal Subdivision	LAKES AT CHESHIRE CONDO
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2016
Census Tract	12100

Owner

255 Lake Cove Dr, a condominium, is owned and occupied by two individuals who bought it in August 2020.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 LAKE COVE DR, DELAWARE, OH 43015-7167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Deed Document Number	202032562
Deed Book / Page	1762 / 1316
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	255 LAKE COVE DR, DELAWARE, OH 43015-7167
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019143
Date	Apr 22, 2021
Book Page	1852/1374
Instrument	202100019143

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 27, 2020
Property Address	255 LAKE COVE DR, DELAWARE, OH 43015-7167
Document Number	0000032562
Book / Page	1762 / 1316
Map Reference	MB 1753 PG 1131
Instrument Date	Aug 21, 2020
Instrument	202000032562
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	SERVICE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4401 ROCKSIDE RD STE 310, 310, INDEPENDENCE, OH 44131-2147

Mortgage

Document Number	0000032563
Date	Aug 27, 2020
Instrument	202000032563

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 255 Lake Cove Dr was $4,750, down 0.1% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,750.00 (-0.06%)	$88,310 (-) Land $14,700 Building $73,610	$252,300 Land $42,000 Building $210,300
2024	$4,753.00 (+0.78%) Homeowner's exemption	$88,310 (-) Land $14,700 Building $73,610
2023	$4,716.00 Homeowner's exemption	$88,310 Land $14,700 Building $73,610	$252,300 Land $42,000 Building $210,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 Lake Cove Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2016)
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Lake Cove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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