255 Lail St, Waterloo, SC 29384 Property Records

Laurens County property record for 255 Lail St, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	Company Name on File
Tax Bill	$5,406 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-01-01-005`

Property Details

APN / Parcel Number

Primary APN	`211-01-01-005`
Alternative APNs	`2110101005 95515189` `95515189`

Location & Zoning

Old Parcel Number	2110101005 95515189
Street Address	255 LAIL ST
City	WATERLOO
State	SC
Zip	29384-4152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & LOT 9 LAKEWOOD SUB
Legal Subdivision	9 LAKEWOOD SUB
Legal Lot Number	8,9
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2013
Census Tract	920202

Owner

255 Lail St is owned by a company that acquired it in September 2023.

Source: Laurens County records, as of February 2, 2026

Owner of Record	Company Name on File
Mailing Address	1 WOODLAND HILLS LN, FOUNTAIN INN, SC 29644-8642
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSINESS ADMINISTRATION, A GOVE
Sep 11, 2023	Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL LLC
Nov 1, 2022	Intrafamily Transfer, Transfer
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023
Deed Sale	Sep 11, 2023
Prior Sale	Nov 1, 2022
Deed Document Number	2023007316
Deed Book / Page	D1762 / 1
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	255 LAIL ST, WATERLOO, SC 29384-4152
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WOODLAND HILLS LN, FOUNTAIN INN, SC 29644-8642

Mortgage

Document Number	0M31540216
Date	May 23, 2025
Book Page	M3154/216
Instrument	2025004499

Lender

Name	US SMALL BUSINESS ADMINISTRATION, A GOVE
Type	Private Party
Address	2 20TH ST N STE 320, BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 4, 2055

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Sep 11, 2023
Property Address	255 LAIL ST, WATERLOO, SC 29384-4152
Document Number	0D17620001
Book / Page	D1762 / 1
Map Reference	MB 14 PG 2
Instrument Date	Sep 7, 2023
Instrument	2023007316
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WOODLAND HILLS LN, FOUNTAIN INN, SC 29644-8642

Mortgage

Document Number	2023007319
Date	Sep 11, 2023
Instrument	2023007319

Lender

Name	EASY STREET CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Nov 1, 2022
Property Address	255 LAIL ST, WATERLOO, SC 29384-4152
Document Number	0D16910156
Book / Page	D1691 / 156
Map Reference	MB 14 PG 2
Instrument Date	Oct 14, 2022
Instrument	2022009960
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WOODLAND HILLS LN, FOUNTAIN INN, SC 29644-8642

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Sep 30, 2022
Property Address	255 LAIL ST, WATERLOO, SC 29384-4152
Document Number	0D16840015
Book / Page	D1684 / 15
Map Reference	MB 14 PG 2
Instrument Date	Sep 29, 2022
Instrument	2022009069
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 WOODLAND HILLS LN, FOUNTAIN INN, SC 29644-8642

Mortgage

Document Number	2022009070
Date	Sep 30, 2022
Instrument	2022009070

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 255 Lail St was $5,406, up 1.8% from the year before.

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,406.00 (+1.75%)	$15,660 (-) Land $4,800 Building $10,860
2024	$5,313.00 (+94.05%)	$15,660 (+75.17%) Land $4,800 Building $10,860
2023	$2,738.00 (+311.73%) Homeowner's exemption	$8,940 (+5%)	$149,000 (-) Building $149,000
2022	$665.00 Homeowner's exemption	$5,960 Land $2,800 Building $3,160	$149,000 (-42.91%) Land $70,000 Building $79,000
2021			$261,000 Land $80,000 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Lail St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Lail St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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