255 E Prairie St, Manhattan, IL 60442 Property Records

Will County property record for 255 E Prairie St, Manhattan, IL 60442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,390 sqft · built 2003
Lot Size	0.2 acres (8,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Sep 2025)
Tax Bill	$11,851 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-12-17-406-007`

Property Details

APN / Parcel Number

Primary APN	`14-12-17-406-007`
Alternative APN	`12174060070000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,390 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,551 sqft (0.2 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	255 E PRAIRIE ST
City	MANHATTAN
State	IL
Zip	60442-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 IN AARON GREENWOOD'S 3RD SUB OF THE VILLAGE OF MANHATTAN THAT IS E OF THE RAILROAD, A SUB OF PRT OF THE SE1/4 SEC 17,
Legal Range	11E
Legal Township	34N
Legal Section	17
Legal Subdivision	AARON GREENWOOD'S 3RD SUB
Legal Lot Number	18
Jurisdiction	WILL IL
Township / Civil Division	MANHATTAN
Census Block Group	2
Census Block	2022
Census Tract	883510

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15952 ROLLAND CT, MANHATTAN, IL 60442-6239
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Sep 22, 2025	Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Mar 6, 2019	Deed of Trust, Mortgage · FHA Mortgage FLANAGAN STATE BANK
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Aug 8, 2000 · Amount on Record
Deed Document Number	202552790
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	255 E PRAIRIE ST, MANHATTAN, IL 60442-8206
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E PRAIRIE ST, MANHATTAN, IL 60442-8206

Mortgage

Document Number	0000055303
Date	Oct 20, 2023
Instrument	R2023055303

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 22, 2025
Property Address	255 E PRAIRIE ST, MANHATTAN, IL 60442-8206
Document Number	0000052790
Map Reference	DOC 272177
Instrument Date	Sep 14, 2025
Instrument	R2025052790
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 E PRAIRIE ST, MANHATTAN, IL 60442-8206
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052791
Date	Sep 22, 2025
Instrument	R2025052791

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	255 E PRAIRIE ST, MANHATTAN, IL 60442-8206
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012629
Date	Mar 6, 2019
Instrument	R2019012629

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	255 E PRAIRIE ST, MANHATTAN, IL 60442-8206
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066823
Date	Sep 26, 2019
Instrument	R2019066823

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Manhattan Township
Municipality	Manhattan Village
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	Manhattan School District 114 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,851.00 (+4.34%)	$129,050 (+5.61%) Land $21,300 Building $107,750	$387,150 (+5.61%) Land $63,900 Building $323,250
2024	$11,358.00 (+16.95%)	$122,200 (+21.53%) Land $19,700 Building $102,500	$366,600 (+21.53%) Land $59,100 Building $307,500
2022	$9,712.00 Homeowner's exemption	$100,550 Land $14,250 Building $86,300	$301,650 Land $42,750 Building $258,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANHATTAN serves 10,340 people · EPA ID IL1970550
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable · Fiber	2,500 / 50
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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