Clinton County property record for 255 E Oak St, Elsie, MI 48831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,948 sqft · built 1900 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $39,000 (Oct 2017) |
| Tax Bill | $402 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-200-007-001-00 |
| Primary APN | 061-200-007-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 165 ft deep x 99 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 65 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 255 E OAK ST |
|---|---|
| City | ELSIE |
| State | MI |
| Zip | 48831-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 1 & S 1/2 OF LOT 2 BLOCK 7, VANDEUSENS ADD. TO VILLAGE OF ELSIE. |
| Legal Subdivision | VANDEUSENS ADD |
| Legal Block | 7 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | DUPLAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10702 |
Source: Clinton County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 255 E OAK ST, ELSIE, MI 48831-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2019 | Deed of Trust, Mortgage · Line of Credit JOURNEY FCU |
| Oct 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Prior Sale | Aug 4, 2014 · Amount on Record |
| Deed Document Number | 20175259509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 255 E OAK ST, ELSIE, MI 48831-5101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|
| Document Number | 5275620 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 5275620 |
| Name | JOURNEY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOHNS, MI 48879 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Oct 18, 2017 |
| Property Address | 255 E OAK ST, ELSIE, MI 48831-5101 |
| Document Number | 5259509 |
| Map Reference | LB1 PG1 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 5259509 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | BELL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4516 S CEDAR ST, 4516, LANSING, MI 48910-5466 |
| Name | Verified Name |
|---|---|
| Address | 608 S WIGHT ST, SAINT JOHNS, MI 48879-2240 |
| Document Number | 5259510 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 5259510 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | Duplain Township |
| Municipality | Elsie Village |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,700 (-2.86%) Land $4,600 Building $70,100 | $149,400 (-2.86%) Land $9,200 Building $140,200 | |
| 2025 | $402.00 (-60.93%) Homeowner's exemption | $76,900 (+25.65%) Land $4,600 Building $72,300 | $153,800 (+25.65%) Land $9,200 Building $144,600 |
| 2024 | $1,029.00 (+12.58%) | ||
| 2023 | $914.00 Homeowner's exemption | $61,200 | $122,400 |
| 2022 | $914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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