255 Dragonfly Cv, Toccoa, GA 30577 Property Records

Stephens County property record for 255 Dragonfly Cv, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,652 sqft · built 1984
Lot Size	11.1 acres (485,258 sqft)
Owner	2 Individual Names on File
Last Sale	$365,900 (May 2019)
Tax Bill	$4,299 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064C 095`

Property Details

APN / Parcel Number

Primary APN	`064C 095`
Alternative APN	`234850`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,652 sqft Heated Area
Attic Area	192 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	485,258 sqft (11.1 acres)
Lot Dimensions	150 ft deep x 214 ft wide
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	512 sqft
Deck Area	400 sqft
Patio Area	64 sqft
Utility Building	60 sqft
Pole Barn	2,520 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	234850
Old Parcel Number	064C 095
Street Address	255 DRAGONFLY CV
City	TOCCOA
State	GA
Zip	30577-7368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACTS 1-4 DRAGONFLY COVE
Legal Tract	1-4
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2002
Census Tract	970201

Owner

255 Dragonfly Cv is owned and occupied by two individuals who acquired it in May 2019.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Sep 22, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE
Jun 27, 2018	Deed of Trust, Mortgage FIRST CITIZENS BANK
Jan 11, 2021	Deed of Trust, Mortgage QUICKEN LNS
May 29, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	May 24, 2019 · Amount on File
Deed Document Number	0001179301
Deed Book / Page	1179 / 301
Last Transfer Date	May 29, 2019
Transfer Doc	0011790302
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368

Mortgage

Document Number	0014360000000445
Date	Jan 21, 2026
Book Page	0000001436/0000000445

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368

Mortgage

Document Number	0014230000000203
Date	Sep 22, 2025
Book Page	0000001423/0000000203
Instrument	D2025002951

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011530328
Date	Jun 27, 2018
Book Page	1153/328

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368
Document Number	0012400446
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 DRAGONFLY CV TOCCOA GA 305777368, TOCCOA, GA 30577-7368

Mortgage

Document Number	0012400446
Date	Feb 25, 2021
Book Page	001240/000446

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 29, 2019
Property Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368
Document Number	0011790301
Book / Page	001179 / 000301
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 DRAGONFLY CV TOCCOA GA 305777368, TOCCOA, GA 30577-7368

Mortgage

Document Number	11790303
Date	May 29, 2019
Book Page	001179/000303

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	May 29, 2019
Property Address	255 DRAGONFLY CV, TOCCOA, GA 30577-7368
Document Number	0011790302
Book / Page	001179 / 000302
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 DRAGONFLY CV TOCCOA GA 305777368, TOCCOA, GA 30577-7368

Tax Assessment & Valuation

The 2025 property tax bill for 255 Dragonfly Cv was $4,299 with exemptions applied.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,299.00 Homeowner's exemption Senior Citizen's exemption	$221,342 Land $53,068 Building $168,274	$553,353 Land $132,669 Building $420,684
2023	$3,581.00 (-19.35%) Homeowner's exemption	$155,198 (+4.05%) Land $53,068 Building $102,130	$387,995 (+4.05%) Land $132,669 Building $255,326
2022	$4,440.00 Homeowner's exemption	$149,156 Land $53,068 Building $96,088	$372,888 Land $132,669 Building $240,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 255 Dragonfly Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Dragonfly Cv is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
HTC Cable	1,000 / 50
Windstream DSL	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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