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255 Delta Ave, Cincinnati, OH 45226 Property Records

Hamilton County property record for 255 Delta Ave, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1890
Lot Size0.087 acres (3,790 sqft)
OwnerIndividual Name on Record
Last Sale$84,000 (Dec 2018)
Tax Bill$1,905 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN028-0003-0034-00

Property Details

APN / Parcel Number

Primary APN028-0003-0034-00
Alternative APN
  • 200192351

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,104 sqft Living Area
Gross Area1,840 sqft
1st Floor Area736 sqft
2nd Floor Area368 sqft
Basement Area736 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,790 sqft (0.087 acres)
Lot Dimensions120 ft deep x 60 ft wide
PorchOpen Frame Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address255 DELTA AVE
CityCINCINNATI
StateOH
Zip45226-1063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal Description255 DELTA AVE 30 X 120 LOT 125 PT LOT 126 S W HARTSHORNS SUB
Legal SubdivisionHARTSHORNS SUB
Legal Lot Number125
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2062
Census Tract26600

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address255 DELTA AVE, CINCINNATI, OH 45226-1063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Quit Claim Deed, Transfer · FHA Mortgage
PLANET HOME LENDING LLC
Jul 25, 2020Deed of Trust, Mortgage · FHA Mortgage
PLANET HM LNDG
Dec 28, 2018Special Warranty Deed, Transfer · FHA Mortgage
FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2018 · Amount on Record
Deed SaleDec 28, 2018 · Amount on Record
Prior SaleFeb 11, 2014 · Amount on Record
Deed Document Number2018113092
Deed Book / Page13823 / 883
Last Transfer DateJun 22, 2022
Transfer Doc0000070492
Record UpdatedSep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJul 18, 2022
Property Address255 DELTA AVE, CINCINNATI, OH 45226-1063
Document Number0000070492
Book / Page14710 / 1400
Map ReferenceMB 125 PG 80
Instrument DateJun 22, 2022
Instrument2022-0070492
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$482.40
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address255 DELTA AVE, 255, CINCINNATI, OH 45226-1063

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 DELTA AVE, CINCINNATI, OH 45226-1063

Mortgage

Document Number0000070493
DateJul 18, 2022
Instrument2022-0070493
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address255 DELTA AVE, CINCINNATI, OH 45226-1063
Document Number0000094089
Instrument DateJul 25, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address255 DELTA AVE CINCINNATI OH 452261063, CINCINNATI, OH 45226-1063

Mortgage

Document Number0000094089
DateSep 16, 2020
Book Page014254/000324
Instrument94089
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2050

December 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON OH
Recording DateDec 28, 2018
Property Address255 DELTA AVE, CINCINNATI, OH 45226-1063
Document Number0000113092
Book / Page13823 / 00883
Map ReferenceMB 125 PG 80
Instrument DateDec 19, 2018
Instrument2018-0113092
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address255 DELTA AVE, CINCINNATI, OH 45226-1063

Mortgage

Document Number0000113093
DateDec 28, 2018
Instrument2018-0113093
Lender
NameFIRST COMMONWEALTH BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,905.00 (+3.14%)$30,695 (-) Land $6,545 Building $24,150$87,700 (-) Land $18,700 Building $69,000
2024$1,847.00 (-2.22%)$30,695 (-) Land $6,545 Building $24,150
2023$1,889.00 (-9.49%)$30,695 (+4.4%) Land $6,545 Building $24,150$87,700 (+4.4%) Land $18,700 Building $69,000
2022$2,087.00$29,400 Land $4,389 Building $25,011
2020$84,000 Land $12,540 Building $71,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 individual policies
Nearby Flood Policies87 units insured
incl. 31 condo units
Nearby Flood Claims91 (1978–2025)
Claims Outside the SFHA7 of 91
Most Recent ClaimApr 2025
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 15 claims
  • Severe Storms And Flooding, Mar 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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