255 Cross Tower Dr, Penhook, VA 24137 Property Records

Franklin County property record for 255 Cross Tower Dr, Penhook, VA 24137

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,772 sqft · built 1992
Lot Size	1.24 acres (54,232 sqft)
Owner	Individual Name on Record
Last Sale	$1,250,000 (Feb 2021)
Tax Bill	$9,289 (2025)
Deeds & Mortgages	Feb 2021 Sale Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`051 09-049 00`

Property Details

APN / Parcel Number

Primary APN	`051 09-049 00`
Alternative APN	`16268`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,772 sqft Living Area
Gross Area	6,930 sqft
1st Floor Area	2,772 sqft
Basement Area	2,772 sqft
Finished Basement	2,772 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	54,232 sqft (1.24 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	514 sqft
Deck Area	1,629 sqft
Patio Area	532 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16268
Street Address	255 CROSS TOWER DR
City	PENHOOK
State	VA
Zip	24137-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER'S EDGE LOT 279-A SECTION 6
Legal Subdivision	THE WATER'S EDG
Legal Lot Number	279-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	2
Census Block	2007
Census Tract	20102

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	255 CROSS TOWER DR, PENHOOK, VA 24137-5235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed, Transfer ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	20211562
Deed Book / Page	1157 / 362
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	00105102661
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 16, 2021
Property Address	255 CROSS TOWER DR, PENHOOK, VA 24137-5235
Document Number	0011570362
Book / Page	1157 / 362
Map Reference	MB 437 PG 310
Instrument Date	Jan 13, 2021
Instrument	210001562
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	255 CROSS TOWER DR, PENHOOK, VA 24137-5235

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	255 CROSS TOWER DR, PENHOOK, VA 24137-5235
Document Number	0010873024
Book / Page	001087 / 003024
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 CROSSTOWER DR PENHOOK VA 241375235, PENHOOK, VA 24137-5235

Mortgage

Document Number	0010873024
Date	Jan 19, 2017
Book Page	001087/003024
Instrument	335

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,289.00 (+24.9%)	$2,160,300 (+76.44%) Land $391,100 Building $1,769,200	$2,160,300 (+76.44%) Land $391,100 Building $1,769,200
2023	$7,437.00	$1,224,400 (+0.43%) Land $386,100 Building $838,300	$1,224,400 (+0.43%) Land $386,100 Building $838,300
2022		$1,219,200 Land $386,100 Building $833,100	$1,219,200 Land $386,100 Building $833,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

4G LTE only, no 5G reported

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