255 Chickamauga Cir, Sylva, NC 28779 Property Records

Jackson County property record for 255 Chickamauga Cir, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 1,592 sqft · built 2004
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Jan 2024)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Oct 2026 Transfer Oct 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`7650-20-0530`

Property Details

APN / Parcel Number

Primary APN	`7650-20-0530`
Alternative APNs	`7650200429` `183316`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	412 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	255 CHICKAMAUGA CIR
City	SYLVA
State	NC
Zip	28779-6615
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 21 REV RIVERBEND EST
Legal Subdivision	REV RIVERBEND EST
Legal Lot Number	21
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	1
Census Block	1044
Census Tract	950400

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 CHICKAMAUGA CIR, SYLVA, NC 28779-6615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage JACKSON SAVINGS BANK SSB
Aug 26, 2019	Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Deed Book / Page	2371 / 651
Last Transfer Date	Oct 9, 2026
Transfer Doc	2430000258
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 9, 2026
Property Address	255 CHICKAMAUGA CIR, SYLVA, NC 28779-6615
Document Number	2430000258
Book / Page	2430 / 258
Instrument Date	Oct 9, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 CHICKAMAUGA CIR, SYLVA, NC 28779-6615

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	255 CHICKAMAUGA CIR, SYLVA, NC 28779-6615
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023450961
Date	Oct 28, 2022
Book Page	2345/961

Lender

Name	JACKSON SAVINGS BANK SSB
Type	Bank
Address	SYLVA, NC 28779

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	9.75%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 26, 2019
Property Address	255 CHICKAMAUGA CIR, SYLVA, NC 28779-6615
Document Number	0022460165
Book / Page	2246 / 165
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 CHICKAMAUGA CIR, SYLVA, NC 28779-6615
Investor	Possibly a Property Investor

Mortgage

Document Number	0022460169
Date	Aug 26, 2019
Book Page	2246/169

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$313,365 (+73.83%) Land $90,330 Building $223,035
2025	$1,190.00 (+73.72%)
2023	$685.00	$180,270 Land $85,300 Building $94,970

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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