255 Chicago St, Valparaiso, IN 46383 Property Records

Porter County property record for 255 Chicago St, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,431 sqft · built 1870
Lot Size	0.205 acres (8,973 sqft)
Owner	Individual Name on File
Tax Bill	$2,515 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-09-24-308-009.000-004`

Property Details

APN / Parcel Number

Primary APN	`64-09-24-308-009.000-004`
Alternative APNs	`01000001144` `01000000257` `00000910668`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,431 sqft Living Area
Attic	Attic
Attic Area	192 sqft
Basement Area	967 sqft

Exterior

Year Built	Built 1870
Architectural Style	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,973 sqft (0.205 acres)
Lot Dimensions	132 ft deep x 68 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Sewer	Connected

Location & Zoning

Account Number	00000910668
Old Parcel Number	01000000257
Street Address	255 CHICAGO ST
City	VALPARAISO
State	IN
Zip	46383-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0 S 3 & E2 LOT 4 BLK 40
Legal Subdivision	WEST ADD
Legal Block	40
Legal Lot Number	4 2
Jurisdiction	PORTER IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1039
Census Tract	50801

Owner

255 Chicago St is owned and occupied by an individual who acquired it in January 2020.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	255 CHICAGO ST, VALPARAISO, IN 46383-4635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Jan 14, 2020	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020
Deed Sale	Jan 14, 2020
Prior Sale	May 29, 2014
Deed Document Number	0000000974
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	255 CHICAGO ST, VALPARAISO, IN 46383-4635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021738
Date	Oct 1, 2019
Instrument	2019-021738

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 21, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Jan 14, 2020
Property Address	255 CHICAGO ST, VALPARAISO, IN 46383-4635
Document Number	0000000974
Map Reference	DD A PG 352
Instrument Date	Jan 10, 2020
Instrument	2020-000974
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 CHICAGO ST, VALPARAISO, IN 46383-4635

Mortgage

Document Number	0000000975
Date	Jan 14, 2020
Instrument	2020-000975

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Center Township
Municipality	Valparaiso City
Unified School District	Valparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$224,900 Land $44,900 Building $180,000	$224,900 Land $44,900 Building $180,000
2024	$2,515.00 (+15.05%)
2023	$2,186.00 (+2.39%)	$199,500 Land $37,400 Building $162,100	$199,500 Land $37,400 Building $162,100
2022	$2,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Chicago St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 255 Chicago St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NITCO, Verizon.

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