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255 Cedar Beach Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 255 Cedar Beach Dr, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,240 sqft · built 1993
Lot Size3.31 acres (144,184 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Feb 2021)
Tax Bill$6,129 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN02-068834

Property Details

APN / Parcel Number

Primary APN02-068834
Alternative APNs
  • 2068834
  • 068834

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,240 sqft Total Area
Basement Area864 sqft
Finished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area144,184 sqft (3.31 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area128 sqft
Deck Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number068834
Street Address255 CEDAR BEACH DR
CityPRINCE FREDERICK
StateMD
Zip20678-3454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 35 PLAT 6 CEDAR BEACH
Legal SubdivisionCEDAR BEACH 06
Legal Lot Number35
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1044
Census Tract860701

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address255 CEDAR BEACH DR, PRINCE FREDERICK, MD 20678-3454
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Feb 24, 2021Re-recorded Document
BUYERS TITLE, BUYERS TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2021 · Amount on File
Deed SaleFeb 24, 2021 · Amount on File
Prior SaleDec 1, 2020 · Amount on File
Deed Book / Page5866 / 263
Prior Transfer DateNov 23, 2020
Prior Transfer Doc0058660263
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateDec 1, 2020
Property Address255 CEDAR BEACH DR, PRINCE FREDERICK, MD 20678-3454
Document Number0057790096
Book / Page5779 / 96
Map ReferenceMB ABE 2 FO 395
Instrument DateNov 23, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyBUYERS TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address255 CEDAR BEACH DR, PRINCE FREDERICK, MD 20678-3454

Mortgage

Document Number0005779100
DateDec 1, 2020
Instrument5779/100
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

February 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionCALVERT MD
Recording DateFeb 24, 2021
Property Address255 CEDAR BEACH DR, PRINCE FREDERICK, MD 20678-3454
Document Number0058660263
Book / Page5866 / 263
Map ReferenceMB ABE 2 FO 395
Instrument DateNov 23, 2020
Record UpdatedAug 10, 2022
Title CompanyBUYERS TITLE, BUYERS TITLE INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address255 CEDAR BEACH DR, PRINCE FREDERICK, MD 20678-3454

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578,467 (+5.67%)$609,500 (-) Land $170,900 Building $438,600
2025$6,129.00 (+29.36%) Homeowner's exemption$547,433 (+17.6%)$609,500 (+18.03%) Land $170,900 Building $438,600
2023$4,738.00$465,500$516,400 Land $170,900 Building $345,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 86% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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