255 Cecilia Way, Oceanside, CA 92057 Property Records

San Diego County property record for 255 Cecilia Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,718 sqft · built 2001
Lot Size	0.98 acres (4,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2016)
Tax Bill	$6,004 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-640-28-00`

Property Details

APN / Parcel Number

Primary APN	`158-640-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,718 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,252 sqft (0.98 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	255 CECILIA WAY
City	OCEANSIDE
State	CA
Zip	92057-7375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-9
Legal Description	LOT 85 TR 013375
Legal Subdivision	MISSION POINT
Legal Tract	013375
Legal Block	3
Legal Lot Number	85
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 CECILIA WAY, OCEANSIDE, CA 92057-7375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2016 · Amount on Record
Deed Sale	Sep 27, 2016 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	2016514818
Prior Transfer Date	Apr 10, 2008
Prior Transfer Doc	0000191436
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	255 CECILIA WAY, OCEANSIDE, CA 92057-7375
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 CECILIA WAY, OCEANSIDE, CA 92057-7375

Mortgage

Document Number	0000046813
Date	Feb 26, 2024
Instrument	2024-0046813

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	255 CECILIA WAY, OCEANSIDE, CA 92057-7375
Document Number	0000207299
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 CECILIA WAY OCEANSIDE CA 920577375, OCEANSIDE, CA 92057-7375

Mortgage

Document Number	0000207299
Date	May 9, 2017
Instrument	207299

Lender

Name	NATIONWIDE HM LNS
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,456 (+2%) Land $287,312 Building $263,144
2025	$6,004.00 (+5.24%) Homeowner's exemption	$539,664 (+4.04%) Land $281,679 Building $257,985
2023	$5,705.00 (+1.55%) Homeowner's exemption	$518,710 Land $270,742 Building $247,968
2022	$5,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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