255 Benjamin St, Romeo, MI 48065 Property Records

Macomb County property record for 255 Benjamin St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,548 sqft · built 1930
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2021)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-03-230-005`

Property Details

APN / Parcel Number

Primary APN	`28-04-03-230-005`
Alternative APN	`0403230005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	255 BENJAMIN ST
City	ROMEO
State	MI
Zip	48065-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	ASSESSORS PLAT NO. 10 E 85 FT LOT 7 VILLAGE OF ROMEO
Legal Subdivision	VILLAGE
Legal Lot Number	7
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1019
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	255 BENJAMIN ST, ROMEO, MI 48065-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Sep 15, 2020	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Feb 5, 2021	Warranty Deed, Transfer VISIONARY TITLE AGENCY LLC
Jun 25, 2018	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Jun 25, 2018 · Amount on File
Deed Document Number	202119282
Deed Book / Page	27399 / 105
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	255 BENJAMIN ST, ROMEO, MI 48065-5104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FPT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30222 SCHOOL SECTION RD, RICHMOND, MI 48062-3405

Mortgage

Document Number	0000139799
Date	Nov 13, 2020
Book Page	27153/294
Instrument	2139799

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	255 BENJAMIN ST, ROMEO, MI 48065-5104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 BENJAMIN ST, ROMEO, MI 48065-5104

Mortgage

Document Number	0000110374
Date	Sep 15, 2020
Book Page	26993/691
Instrument	2110374

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 5, 2021
Property Address	255 BENJAMIN ST, ROMEO, MI 48065-5104
Document Number	0000119282
Book / Page	27399 / 105
Map Reference	LB 17 PG 25
Instrument Date	Oct 26, 2020
Instrument	2119282
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 BENJAMIN ST, 255, ROMEO, MI 48065-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 BENJAMIN ST, ROMEO, MI 48065-5104

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 25, 2018
Property Address	255 BENJAMIN ST, ROMEO, MI 48065-5104
Document Number	0000071981
Book / Page	25434 / 062
Map Reference	LB 17 PG 25
Instrument Date	Jun 13, 2018
Instrument	8071981
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CENTURY TITLE AGENCY SERVICE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 BENJAMIN ST, 255, ROMEO, MI 48065-5104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 BENJAMIN ST, ROMEO, MI 48065-5104

Mortgage

Document Number	0000071980
Date	Jun 25, 2018
Instrument	8071980

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,600 (+29.59%)	$309,200 (+29.59%)
2025	$3,225.00 (+13.8%)
2023		$119,300	$238,600
2022	$2,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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