255 Atlantic Blvd, Key Largo, FL 33037 Property Records

Monroe County property record for 255 Atlantic Blvd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,958 sqft · built 1971
Lot Size	0.214 acres (9,355 sqft)
Owner	Individual Name on File
Last Sale	$1,213,000 (Oct 2008)
Tax Bill	$12,305 (2024)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00453472-002300`

Property Details

APN / Parcel Number

Primary APN	`00453472-002300`
Alternative APNs	`33613900453472002300` `1553778`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,958 sqft Living Area
1st Floor Area	2,958 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2003
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	9,355 sqft (0.214 acres)
Garage Area	324 sqft

Exterior Amenities

Pool Area	380 sqft
Porch	Open Porch
Porch Area	950 sqft
Deck Area	480 sqft
Patio Area	3,312 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1553778
Old Parcel Number	33613900453472002300
Street Address	255 ATLANTIC BLVD
City	KEY LARGO
State	FL
Zip	33037-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 255 PORT LARGO SECOND ADDITION KEY LARGO PB6-53 OR609-457 OR1316-818AFF OR1316-820 OR1458-553/54 OR1938-147Q/C
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	PORT LARGO 2ND ADD
Legal Lot Number	255
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2015
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

255 Atlantic Blvd is owned by an individual who bought it in October 2008.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	573 ALLENDALE RD, KEY BISCAYNE, FL 33149-1810
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2008 · Amount on File
Deed Sale	Oct 3, 2008 · Amount on File
Prior Sale	Oct 14, 2003
Deed Document Number	1714222
Deed Book / Page	2383 / 0109
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	255 ATLANTIC BLVD, KEY LARGO, FL 33037-4304
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 ALLENDALE RD, KEY BISCAYNE, FL 33149-1810

Mortgage

Document Number	0031070693
Date	Jun 22, 2021
Book Page	3107/693
Instrument	2326439

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,777,120 Land $1,216,150 Building $560,970	$1,777,120 Land $1,216,150 Building $560,970
2024	$12,305.00 (+5.29%)
2023	$11,687.00 (+13.93%)	$1,699,778 (+13.86%) Land $1,157,447 Building $542,331	$1,699,778 (+13.86%) Land $1,157,447 Building $542,331
2022	$10,258.00	$1,492,920 Land $944,855 Building $548,065	$1,492,920 Land $944,855 Building $548,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Atlantic Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 255 Atlantic Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20