255 Adams Ct, Ferndale, MI 48220 Property Records

Oakland County property record for 255 Adams Ct, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,024 sqft · built 1952
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on File
Last Sale	$194,750 (Jan 2024)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-404-015`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-404-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	806 sqft
Basement Area	787 sqft
Unfinished Basement	787 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	92 ft deep x 50 ft wide
Porch	Slab
Porch Area	23 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	255 ADAMS CT
City	FERNDALE
State	MI
Zip	48220-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 JOSEPH SOWINSKI'S FERNDALE HTS SUB E 20 FT OF LOT 48 & W 30 FT OF LOT 49, ALSO VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	JOSEPH SOWINSKI'S FERNDALE HTS SUB
Legal Lot Number	48-49
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3005
Census Tract	173400

Owner

Source: Oakland County assessment roll, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	255 ADAMS CT, FERNDALE, MI 48220-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 8, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jan 16, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Mar 8, 2023 · Amount on Record
Deed Document Number	20244976
Deed Book / Page	59114 / 450
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	255 ADAMS CT, FERNDALE, MI 48220-2423
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ADAMS CT, FERNDALE, MI 48220-2423

Mortgage

Document Number	0000139597
Date	Dec 28, 2023
Book Page	59086/175
Instrument	139597

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 12, 2024
Property Address	255 ADAMS CT, FERNDALE, MI 48220-2423
Document Number	0000004976
Book / Page	59114 / 450
Map Reference	LB 33 PG 1
Instrument Date	Dec 22, 2023
Instrument	4976
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 ADAMS CT, FERNDALE, MI 48220-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ADAMS CT, FERNDALE, MI 48220-2423

Mortgage

Document Number	0000139596
Date	Dec 28, 2023
Book Page	59086/155
Instrument	139596

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 8, 2023
Property Address	255 ADAMS CT, FERNDALE, MI 48220-2423
Document Number	0000022539
Book / Page	58464 / 167
Map Reference	LB 33 PG 1
Instrument Date	Mar 7, 2023
Instrument	22539
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	PARAMOUNT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 ADAMS CT, FERNDALE, MI 48220-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 W 12 MILE RD, FERNDALE, MI 48220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027125
Date	Mar 21, 2023
Book Page	58488/832
Instrument	27125

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 16, 2019
Property Address	255 ADAMS CT, FERNDALE, MI 48220-2423
Document Number	0000008254
Book / Page	052512 / 000070
Instrument Date	Dec 23, 2002
Instrument	8254
Transaction Type	Transfer
Record Updated	Feb 4, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 ADAMS CT FERNDALE MI 482202423, FERNDALE, MI 48220-2423

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00 (-3.57%) Homeowner's exemption	$107,740 (+13.04%)	$215,480 (+13.04%)
2024	$5,491.00 (+124.4%)
2023		$95,310	$190,620
2021	$2,447.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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