2549 Oleander St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 2549 Oleander St, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,867 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Sep 2021)
Tax Bill	$10,676 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`167040-0140`

Property Details

APN / Parcel Number

Primary APN	`167040-0140`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	2,867 sqft Living Area
Gross Area	3,366 sqft
1st Floor Area	1,399 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	143 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2549 OLEANDER ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-5881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-1 OLEANDER PARK LOT 14 BLK 1 OR5628/563
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OLEANDER PARK REPLAT OF BLOCK 1
Legal Block	1
Legal Lot Number	14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3005
Census Tract	21408

Owner

Source: St. Johns County records · APN 167040-0140

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 840067, SAINT AUGUSTINE, FL 32080-0067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Sep 02, 2022	Warranty Deed, Transfer ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I
Sep 01, 2021	Warranty Deed, Transfer ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I
Sep 01, 2021	Warranty Deed, Transfer ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2021 · Amount on Record
Deed Sale	Sep 01, 2021 · Amount on Record
Prior Sale	Sep 01, 2021 · Amount on Record
Deed Document Number	202196588
Deed Book / Page	5358 / 735
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	OLEANDER ST, SAINT AUGUSTINE, FL 32080
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BEMARD STREET, SAINT AUGUSTINE, FL 32084

Mortgage

Document Number	0057821877
Date	Jun 28, 2023
Book Page	5782/1877
Instrument	2023050221

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Jul 01, 2031
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	13%
Index	Other
Max Rate	13%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 02, 2022
Property Address	OLEANDER ST, SAINT AUGUSTINE, FL 32080
Document Number	0056280563
Book / Page	5628 / 563
Map Reference	MB 4 PG 1
Instrument Date	Sep 01, 2022
Instrument	2022084868
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Tax	$1,372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 840067, ST AUGUSTINE, FL 32080-0067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BERNARD ST, ST AUGUSTINE, FL 32084-3204

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 01, 2021
Property Address	OLEANDER ST, SAINT AUGUSTINE, FL 32080
Document Number	0053580735
Book / Page	5358 / 735
Map Reference	MB 4 PG 1
Instrument Date	Aug 31, 2021
Instrument	2021096588
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41353 ROYAL TRAILS RD, EUSTIS, FL 32736-5402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 840067, SAINT AUGUSTINE, FL 32080-0067

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 01, 2021
Property Address	OLEANDER ST, SAINT AUGUSTINE, FL 32080
Document Number	0053580659
Book / Page	5358 / 659
Map Reference	MB 4 PG 1
Instrument Date	Aug 31, 2021
Instrument	2021096567
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41353 ROYAL TRAILS RD, EUSTIS, FL 32736-5402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 840067, SAINT AUGUSTINE, FL 32080-0067

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$806,439 (-2.63%) Land $180,000 Building $626,439	$806,439 (-2.63%) Land $180,000 Building $626,439
2025	$10,676.00 (+419.77%) Homeowner's exemption	$828,181 (+408.09%)	$828,181 (+408.09%) Land $163,000 Building $665,181
2024	$2,054.00 (-1.15%)	$163,000 (-)	$163,000 (-) Land $163,000
2023	$2,078.00 (+11%)	$163,000 (+11.95%)	$163,000 (+11.95%) Land $163,000
2022	$1,872.00	$145,600	$145,600 Land $145,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 429 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured 224 under condo master policies
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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