2549 41st St, Sacramento, CA 95817 Property Records

Sacramento County property record for 2549 41st St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1927
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Nov 2012)
Tax Bill	$1,996 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`014-0084-027-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0084-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2549 41ST ST
City	SACRAMENTO
State	CA
Zip	95817-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W & K TRACT 27, LOT 1278
Legal Subdivision	W & K TRACT 27
Legal Tract	27
Legal Lot Number	1278
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5012
Census Tract	1800

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2549 41ST ST, SACRAMENTO, CA 95817-2124
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2019	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Deed Book / Page	20121130 / 556
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2549 41ST ST, SACRAMENTO, CA 95817-2124
Document Number	2101051688
Instrument Date	Dec 26, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2549 41ST ST SACRAMENTO CA 958172124, SACRAMENTO, CA 95817-2124

Mortgage

Document Number	2101051688
Date	Jan 5, 2021
Instrument	2101051688

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2549 41ST ST, SACRAMENTO, CA 95817-2124
Document Number	1910011070
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2549 41ST ST SACRAMENTO CA 958172124, SACRAMENTO, CA 95817-2124

Mortgage

Document Number	1910011070
Date	Oct 1, 2019
Instrument	1910011070

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$152,897 (+2%) Land $35,631 Building $117,266
2025	$1,996.00 (+1.37%)	$149,900 (+4.04%) Land $34,933 Building $114,967
2024	$1,969.00 (+2.34%)
2023	$1,924.00 (+1.75%)	$144,081 Land $33,578 Building $110,503
2022	$1,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1995–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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