25481 Rapid Falls Rd, Laguna Hills, CA 92653 Property Records

Orange County property record for 25481 Rapid Falls Rd, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,558 sqft · built 1988
Lot Size	0.778 acres (33,880 sqft)
Owner	Company Name on File
Last Sale	$2,725,000 (Jun 2021)
Tax Bill	$30,225 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`636-161-05`

Property Details

APN / Parcel Number

Primary APN	`636-161-05`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,558 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	33,880 sqft (0.778 acres)
Garage Area	667 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	25481 RAPID FALLS RD
City	LAGUNA HILLS
State	CA
Zip	92653-5878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9293 BLK LOT 87
Legal Subdivision	TRACT NO 9293
Legal Tract	9293
Legal Lot Number	87
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2009
Census Tract	42333

Owner

25481 Rapid Falls Rd is owned by a company that bought it in June 2021 and is owner-occupied.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 10, 2021	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	2021385462
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0000375041
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2023
Property Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878
Document Number	0000213207
Map Reference	MB 460 PG 18-31
Instrument Date	Aug 26, 2023
Instrument	2023000213207
Transaction Type	Transfer
Record Updated	Sep 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878

Mortgage

Document Number	0000149723
Date	Apr 20, 2022
Instrument	2022000149723

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 10, 2021
Property Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878
Document Number	0000385462
Map Reference	MB 460 PG 18-31
Instrument Date	May 21, 2021
Instrument	2021000385462
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037352
Date	Feb 1, 2018
Instrument	2018000037352

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305188
Date	Jun 30, 2020
Instrument	2020000305188

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 3, 2020
Property Address	25481 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5878
Document Number	0000375041
Instrument Date	Jul 30, 2020
Instrument	375041
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	25481 RAPID FALLS RD LAGUNA HILLS CA 926535878, LAGUNA HILLS, CA 92653-5878

Tax Assessment & Valuation

The 2025 property tax bill for 25481 Rapid Falls Rd was $30,225 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,008,618 (+2%) Land $2,032,959 Building $975,659
2025	$30,225.00 Homeowner's exemption	$2,949,626 Land $1,993,097 Building $956,529
2023	$28,976.00 (+1.82%) Homeowner's exemption	$2,835,090 Land $1,915,703 Building $919,387
2022	$28,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25481 Rapid Falls Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25481 Rapid Falls Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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