Napa County property record for 2548 Harness Dr, Pope Valley, CA 94567
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1997 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,000 (Oct 2012) |
| Tax Bill | $3,236 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-244-002-000 |
| Primary APN | 016-244-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Mixed |
| Construction Type | Manufactured |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Old Parcel Number | 016-244-002 |
|---|---|
| Street Address | 2548 HARNESS DR |
| City | POPE VALLEY |
| State | CA |
| Zip | 94567-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | PD |
| Legal Description | LOT 264 LAKE BERRYESSA EST NO 2 8R/M28-34 |
| Legal Subdivision | LAKE BERRYESSA ESTATES #2 |
| Legal Lot Number | 264 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | LAKE BERRYESSA |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 201800 |
2548 Harness Dr, a rural home, is owned and occupied by two individuals who bought it in October 2012.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2548 HARNESS DR, POPE VALLEY, CA 94567-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2012 · Amount on File |
| Deed Sale | Oct 3, 2012 · Amount on File |
| Prior Sale | Sep 25, 2008 · Amount on File |
| Deed Document Number | 201226297 |
| Prior Transfer Date | Jan 24, 2005 |
| Prior Transfer Doc | 0000003965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Aug 10, 2026 |
| Property Address | 2548 HARNESS DR, POPE VALLEY, CA 94567-9401 |
| Document Number | 0000011619 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202611619 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2548 HARNESS DR, POPE VALLEY, CA 94567-9401 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011619, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202611619 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2548 HARNESS DR, POPE VALLEY, CA 94567-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2548 HARNESS DR, POPE VALLEY, CA 94567-9401 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004254 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026-0004254 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2548 Harness Dr was $3,236 with a homeowner's exemption, up 2.4% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Elementary School District | Pope Valley Union Elementary School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,236.00 (+2.44%) Homeowner's exemption | $120,569 (+2%) Land $18,837 Building $101,732 | $120,569 (+2%) Land $18,837 Building $101,732 |
| 2025 | $3,159.00 Homeowner's exemption | $118,206 Land $18,468 Building $99,738 | $118,206 Land $18,468 Building $99,738 |
| 2023 | $3,023.00 (+2.51%) Homeowner's exemption | $113,617 Land $17,751 Building $95,866 | |
| 2022 | $2,949.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2548 Harness Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1983–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2548 Harness Dr is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERRYESSA ESTATES (LBRID) serves 474 people · EPA ID CA2800526 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Valley Internet Fixed Wireless | 150 / 75 |
5G (outdoors only) and 4G LTE
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