2548 Halifax Rd, Chatham, VA 24531 Property Records

Pittsylvania County property record for 2548 Halifax Rd, Chatham, VA 24531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1968
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2023)
Tax Bill	$1 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2435-28-7282`

Property Details

APN / Parcel Number

Primary APN	`2435-28-7282`
Alternative APNs	`260091` `263363`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
Basement Area	1,401 sqft
Finished Basement	1,401 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	263363
Street Address	2548 HALIFAX RD
City	CHATHAM
State	VA
Zip	24531-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ST RD 832 1.01 AC DB658-186 MAP DB499-425
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CHATHAM-BLAIRS
Census Block Group	1
Census Block	1033
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Little Cherrystone listed 1969 · 1 contributing resources · NRIS 69000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2548 Halifax Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Pittsylvania County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2548 HALIFAX RD, CHATHAM, VA 24531-5649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL CORPORATION
Feb 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC
May 17, 2023	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Aug 30, 2022	Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Aug 30, 2022 · Amount on File
Deed Document Number	20232306
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Recording Date	Apr 24, 2026
Property Address	2548 HALIFAX RD, CHATHAM, VA 24531-5649
Document Number	0000002074
Instrument Date	Apr 18, 2026
Instrument	20262074
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 HALIFAX RD, CHATHAM, VA 24531-5649

Mortgage

Document Number	0000002074,
Date	Apr 24, 2026
Instrument	20262074

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	2548 HALIFAX RD, CHATHAM, VA 24531-5649
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000521
Date	Feb 7, 2024
Instrument	240000521

Lender

Name	PLANET HOME LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.99%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	May 17, 2023
Property Address	2548 HALIFAX RD, CHATHAM, VA 24531-5649
Document Number	0230002306
Instrument Date	May 12, 2023
Instrument	230002306
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	SOUTHERN SETTLEMENT, SOUTHERN VA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 HALIFAX RD, CHATHAM, VA 24531-5649

Mortgage

Document Number	0230002307
Date	May 17, 2023
Instrument	230002307

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITTSYLVANIA VA
Recording Date	Aug 30, 2022
Property Address	2548 HALIFAX RD, CHATHAM, VA 24531-5649
Document Number	0220004842
Instrument Date	Aug 26, 2022
Instrument	220004842
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 HALIFAX RD, CHATHAM, VA 24531

Mortgage

Document Number	0220004843
Date	Aug 30, 2022
Instrument	220004843

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 2548 Halifax Rd was $1, down 99.9% from the year before.

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1.00 (-99.94%)	$251,900 (-) Land $18,000 Building $233,900	$251,900 (-) Land $18,000 Building $233,900
2025	$1,561.00	$251,900 Land $18,000 Building $233,900	$251,900 Land $18,000 Building $233,900
2022		$126,100 Land $18,000 Building $108,100	$126,100 Land $18,000 Building $108,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2548 Halifax Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2548 Halifax Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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