1. Home
  2. Virginia
  3. Charlottesville
  4. Garth Rd

2548 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2548 Garth Rd, Charlottesville, VA 22901

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 6,737 sqft · built 1955
Lot Size37.5 acres (1,633,500 sqft)
Owner2 Trust Names on File
Last Sale$2,113,500 (Jun 2014)
Tax Bill$32,719 (2026)
Deeds & MortgagesDec 2023 Transfer
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04300-00-00-00500

Property Details

APN / Parcel Number

Primary APN04300-00-00-00500
Alternative APN
  • 9016

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area6,737 sqft Finished Area
Basement Area2,444 sqft
Finished Basement863 sqft
Unfinished Basement852 sqft
Family RoomFamily Room
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Architectural StyleCottage
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialSlate
Lot Area1,633,500 sqft (37.5 acres)
Garage TypeCarport
Garage Area552 sqft
CarportCarport
Carport Area552 sqft

Exterior Amenities

PorchSlab
Porch Area472 sqft
Patio Area664 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGeothermal

Location & Zoning

Street Address2548 GARTH RD
CityCHARLOTTESVILLE
StateVA
Zip22901-5300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL AREA
Legal DescriptionACREAGE TURTLE TOP
Legal SubdivisionTURTLE TOP
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1007
Census Tract10202

Owner

2548 Garth Rd is owner-occupied and held in a trust since November 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address2548 GARTH RD, CHARLOTTESVILLE, VA 22901-5300
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Intrafamily Transfer, Transfer
Sep 12, 2019Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2014 · Amount on File
Deed SaleJun 2, 2014 · Amount on File
Deed Document Number20145036
Last Transfer DateNov 20, 2023
Transfer Doc0000010089
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBEMARLE VA
Recording DateDec 1, 2023
Property Address2548 GARTH RD, CHARLOTTESVILLE, VA 22901-5300
Document Number202300010089
Map ReferenceMB 188 PG 396
Instrument DateNov 20, 2023
Instrument202300010089
Transaction TypeTransfer
Record UpdatedDec 28, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2548 GARTH RD, CHARLOTTESVILLE, VA 22901-5300

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2548 GARTH RD, CHARLOTTESVILLE, VA 22901-5300
Document Number0000010052
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2548 GARTH RD CHARLOTTESVILLE VA 229015300, CHARLOTTESVILLE, VA 22901-5300

Mortgage

Document Number0000010052
DateSep 16, 2019
Book Page005217/000620
Instrument10052
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueSep 15, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 2548 Garth Rd was $32,719, up 4.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,719.00 (+4.67%)$3,659,800 (+4.66%) Land $301,700 Building $3,358,100$3,659,800 (+4.66%) Land $301,700 Building $3,358,100
2025$31,260.00$3,496,700 Land $273,100 Building $3,223,600$3,496,700 Land $273,100 Building $3,223,600
2023$27,193.00$3,184,200 Land $249,800 Building $2,934,400$3,184,200 Land $249,800 Building $2,934,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2548 Garth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2548 Garth Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Garth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures