2548 E Mountain Ledge Cir, Saint George, UT 84790 Property Records

Washington County property record for 2548 E Mountain Ledge Cir, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,786 sqft · built 2015
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$2,636 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SG-MVES-4-406`

Property Details

APN / Parcel Number

Primary APN	`SG-MVES-4-406`
Alternative APN	`0941517`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,786 sqft Living Area
Gross Area	3,213 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Tile
Lot Area	12,632 sqft (0.289 acres)
Garage Area	866 sqft
Porch	Porch
Porch Area	219 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0941517
Street Address	2548 E MOUNTAIN LEDGE CIR
City	SAINT GEORGE
State	UT
Zip	84790-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MEADOW VALLEY EST 4 (SG) LOT: 406
Legal Subdivision	MEADOW VALLEY ESTATES PH 4
Legal Lot Number	406
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1066
Census Tract	271702

Owner

2548 E Mountain Ledge Cir is owned and occupied by an individual who acquired it in August 2020.

Source: Washington County records, as of November 6, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2548 E MOUNTAIN LEDGE CIR, SAINT GEORGE, UT 84790-5052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU
Aug 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 12, 2020
Transfer Doc	0000042777
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2548 E MOUNTAIN LEDGE CIR, SAINT GEORGE, UT 84790-5052
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	STEWART TITLE-OMAHA, STEWART TITLE OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002802
Date	Jan 29, 2024
Instrument	20240002802

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2548 E MOUNTAIN LEDGE CIR, SAINT GEORGE, UT 84790-5052
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078694
Date	Dec 14, 2021
Instrument	20210078694

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2548 E MOUNTAIN LEDGE CIR, ST GEORGE, UT 84790-5052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010869
Date	Mar 16, 2017
Instrument	20170010869

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2548 E MOUNTAIN LEDGE CIR, ST GEORGE, UT 84790-5052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038927
Date	Sep 25, 2019
Instrument	20190038927

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2548 E MOUNTAIN LEDGE CIR, ST GEORGE, UT 84790-5052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012322
Date	Mar 11, 2020
Instrument	20200012322

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	Aug 12, 2020
Property Address	2548 E MOUNTAIN LEDGE CIR, ST GEORGE, UT 84790-5052
Document Number	0000042777
Instrument Date	Aug 7, 2020
Instrument	20200042777
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	BACKMAN TITLE SERVICES LTD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 E MOUNTAIN LEDGE CIR, SAINT GEORGE, UT 84790-5052

Mortgage

Document Number	0000042778
Date	Aug 12, 2020
Instrument	20200042778

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 22, 2023

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,636.00	$393,855	$716,100 Land $170,000 Building $546,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2548 E Mountain Ledge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2548 E Mountain Ledge Cir is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 66% of Utah
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband.

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