Frederick County property record for 2548 Bear Den Rd, Frederick, MD 21701 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 3,275 sqft Living Area |
| Lot Size | 5,035 sqft (0.116 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $570,000 (2026) |
| Tax Bill | $9,600.00 (2025) |
| Primary APN | 02-207613 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 3,275 sqft Living Area |
| Gross Area | 3,675 sqft Gross Area |
| 1st Floor | 1,324 sqft 1st Floor |
| Basement Area | 965 sqft Basement |
| Finished Basement | 965 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,035 sqft (0.116 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 488 sqft Deck |
| Porch | Open Porch |
| Porch Area | 110 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 207613 |
|---|---|
| Street Address | 2548 BEAR DEN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 61 SEC 3 PLAT 2 5,035 SQ. FT. WORMANS MILL |
| Legal Subdivision | WORMANS MILL SEC 03 02 PRCL |
| Legal Block | U |
| Legal Lot Number | 61 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 750802 |
Source: Frederick County records · APN 02-207613
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2548 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE ONE SOLUTIONS INC |
| Aug 21, 2023 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Aug 21, 2023 · Amount on Record |
| Deed Book / Page | 17759 / 321 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 11, 2026 |
| Property Address | 2548 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0177590321 |
| Book / Page | 17759 / 321 |
| Map Reference | MB 59 PG 85 |
| Instrument Date | Mar 02, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | RL TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2548 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0017759332 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 17759/332 |
| Name | MORTGAGE ONE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 21, 2023 |
| Property Address | 2548 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0165670324 |
| Book / Page | 16567 / 324 |
| Map Reference | MB 59 PG 85 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2023 |
| Title Company | BANCSTAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2548 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0016567332 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 16567/332 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,600.00 (+34.72%) | $521,100 (+23.61%) Land $153,000 Building $368,100 | $521,100 (-) Land $153,000 Building $368,100 |
| 2023 | $7,126.00 Homeowner's exemption | $421,567 | $521,100 Land $153,000 Building $368,100 |
2548 Bear Den Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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