San Diego County property record for 25478 Pappas Rd, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,014 sqft · built 1980 |
| Lot Size | 0.446 acres (19,418 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,056 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-623-05-00 |
| Primary APN | 288-623-05-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,014 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 19,418 sqft (0.446 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 25478 PAPPAS RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 334 TR 007980 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007980 |
| Legal Block | 1 |
| Legal Lot Number | 334 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20811 |
Source: San Diego County records · APN 288-623-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25478 PAPPAS RD, RAMONA, CA 92065-4927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 09, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 09, 2020 | Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2016 |
| Deed Sale | May 23, 2016 |
| Prior Sale | Aug 19, 2010 · Amount on Record |
| Deed Document Number | 2016250856 |
| Prior Transfer Date | Apr 06, 2016 |
| Prior Transfer Doc | 0000250856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 25478 PAPPAS RD, RAMONA, CA 92065-4927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000271922 |
|---|---|
| Date | Jul 09, 2019 |
| Instrument | 2019-0271922 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 25478 PAPPAS RD, RAMONA, CA 92065-4927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 25478 PAPPAS RD, RAMONA, CA 92065-4927 |
| Document Number | 0000023163 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-0023163 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 09, 2020 |
| Property Address | 25478 PAPPAS RD, RAMONA, CA 92065-4927 |
| Document Number | 0000182491 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 182491 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25478 PAPPAS RD RAMONA CA 920654927, RAMONA, CA 92065-4927 |
| Document Number | 182492 |
|---|---|
| Date | Apr 09, 2020 |
| Instrument | 182492 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $493,539 (+2%) Land $156,809 Building $336,730 | |
| 2025 | $6,056.00 (+7.11%) Homeowner's exemption | $483,863 (+4.04%) Land $153,735 Building $330,128 |
| 2023 | $5,654.00 (-1.99%) Homeowner's exemption | $465,075 Land $147,766 Building $317,309 |
| 2022 | $5,769.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2015, rainfall accumulation |
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | About 1 in 56 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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