2547 S Florence Dr, Beloit, WI 53511 Property Records

Rock County property record for 2547 S Florence Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,536 sqft · built 1950
Lot Size	0.784 acres (34,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Aug 2026)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-1656.88`

Property Details

APN / Parcel Number

Primary APN	`6-2-1656.88`
Alternative APN	`004 195086`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	34,151 sqft (0.784 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 195086
Street Address	2547 S FLORENCE DR
City	BELOIT
State	WI
Zip	53511-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 OAKRIDGE ADDITION LOT 88
Legal Subdivision	OAKRIDGE ADDITION
Legal Lot Number	88
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2020
Census Tract	2400

Owner

Source: Rock County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit ADIVIA CU
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	20262316018
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	1745485
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Recording Date	May 27, 2026
Property Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Document Number	0002310541
Instrument Date	May 21, 2026
Instrument	20262310541
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143

Mortgage

Document Number	0002310541,
Date	May 27, 2026
Instrument	20262310541

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002193603
Date	Jul 19, 2021
Instrument	2193603

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002249859
Date	Oct 11, 2023
Instrument	2249859

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097205
Date	Feb 12, 2018
Instrument	2097205

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2077732
Date	May 10, 2017
Instrument	2077732

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2138046
Date	Oct 3, 2019
Instrument	2138046

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 19, 2021
Property Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143
Document Number	2193602
Instrument Date	Jul 16, 2021
Instrument	2193602
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 S FLORENCE DR, BELOIT, WI 53511-2143

Mortgage

Document Number	2193603
Date	Jul 19, 2021
Instrument	2193603

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,254.00 (+10.83%) Homeowner's exemption	$204,100 (-) Land $28,300 Building $175,800	$252,000 (+18.76%)
2023	$2,936.00 Homeowner's exemption	$204,100 Land $28,300 Building $175,800	$212,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1993–2008)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2008 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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