2547 Emerson St, Napa, CA 94558 Property Records

Napa County property record for 2547 Emerson St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2001)
Tax Bill	$9,393 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-193-009-000`

Property Details

APN / Parcel Number

Primary APN	`042-193-009-000`
Alternative APNs	`042-193-009` `04219309`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,244 sqft Living Area
Gross Area	2,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	042-193-009
Street Address	2547 EMERSON ST
City	NAPA
State	CA
Zip	94558-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI7
Legal Description	LOT 30 COLLEGE MANOR PARK SUB 5R/M65
Legal Subdivision	COLLEGE MANOR PARK
Legal Lot Number	30
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	200705

Owner

2547 Emerson St is owned and occupied by two individuals who bought it in August 2001.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2547 EMERSON ST, NAPA, CA 94558-4609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO TITLE W, CHICAGO TITLE
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage PHIL KASISS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2001 · Amount on File
Deed Sale	Aug 7, 2001 · Amount on File
Deed Document Number	200126850
Prior Transfer Date	May 11, 1999
Prior Transfer Doc	0000016065
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Recording Date	Oct 9, 2026
Property Address	2547 EMERSON ST, NAPA, CA 94558-4609
Document Number	0000014631
Instrument Date	Oct 1, 2026
Instrument	202614631
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 EMERSON ST, NAPA, CA 94558-4609

Mortgage

Document Number	0000014631,
Date	Oct 9, 2026
Instrument	202614631

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2547 EMERSON ST, NAPA, CA 94558-4609
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 EMERSON ST, NAPA, CA 94558-4609

Mortgage

Document Number	0000012433
Date	Apr 6, 2021
Instrument	2021-0012433

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2547 EMERSON ST, NAPA, CA 94558-4609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008661
Date	Apr 13, 2017
Instrument	2017-0008661

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2547 EMERSON ST, NAPA, CA 94558-4609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026747
Date	Dec 4, 2017
Instrument	2017-0026747

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2547 EMERSON ST, NAPA, CA 94558-4609
Document Number	0000004311
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 EMERSON ST NAPA CA 945584609, NAPA, CA 94558-4609

Mortgage

Document Number	0000004311
Date	Feb 18, 2020
Instrument	4311

Lender

Name	PHIL KASISS
Address	PO BOX 3015, FAIRFIELD, CA 94533-0315

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2547 Emerson St was $9,393, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,393.00 (+2.12%)	$760,322 (+2%) Land $339,029 Building $421,293	$760,322 Land $339,029 Building $421,293
2025	$9,198.00	$745,415 Land $332,382 Building $413,033
2023	$8,752.00 (+1.37%)	$716,472 Land $319,476 Building $396,996
2022	$8,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2547 Emerson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2547 Emerson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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