2547 Cedarcrest Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2547 Cedarcrest Ln, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,822 sqft · built 2023
Lot Size	1.02 acres (44,649 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Mar 2022)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	Mar 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-2S-26-1020-00500-0040`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-1020-00500-0040`
Alternative APN	`S262091020005000040`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,822 sqft Living Area
Gross Area	5,784 sqft
1st Floor Area	3,822 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	44,649 sqft (1.02 acres)
Lot Dimensions	235 ft deep x 185 ft wide
Garage Type	Attached
Garage Area	825 sqft
Porch	Slab
Patio Area	9 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2547 CEDARCREST LN
City	NAVARRE
State	FL
Zip	32566-2481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST BAY RIVER ESTATES LOT 4 BLK 5 AS DES IN OR 2702 PG 1443 & OR 4259 PG 720
Legal Range	26W
Legal Township	2S
Legal Section	09
Legal Subdivision	EAST BAY RVR/1ST ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2024
Census Tract	10828

Owner

2547 Cedarcrest Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Santa Rosa County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2547 CEDARCREST LN, NAVARRE, FL 32566-2481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Feb 23, 2007 · Amount on File
Deed Document Number	202215829
Deed Book / Page	4259 / 720
Prior Transfer Date	Jun 8, 2007
Prior Transfer Doc	0027390563
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 16, 2022
Property Address	2547 CEDARCREST LN, NAVARRE, FL 32566-2481
Document Number	0042590720
Book / Page	4259 / 720
Map Reference	MB C PG 102
Instrument Date	Mar 11, 2022
Instrument	202215829
Transaction Type	Construction Loan
Record Updated	Apr 16, 2024
Title Company	MEAD LAW AND TITLE, MEAD LAW AND TITLE PLLC

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8632 BRISTOLWOOD CIR, NAVARRE, FL 32566-2430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8632 BRISTOLWOOD CIR, NAVARRE, FL 32566-2430

Mortgage

Document Number	0004259722
Date	Mar 16, 2022
Instrument	4259/722

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2547 Cedarcrest Ln was $6,594 with a homeowner's exemption, up 7.9% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,594.00 (+7.89%) Homeowner's exemption	$738,655 (+34.12%) Land $90,000 Building $648,655	$738,655 (+34.12%) Land $90,000 Building $648,655
2024	$6,112.00 (+483.21%) Homeowner's exemption	$550,740 (+709.91%) Land $90,000 Building $460,740	$550,740 (+709.91%) Land $90,000 Building $460,740
2023	$1,048.00 (+41.24%)	$68,000 (-) Land $68,000	$68,000 (-) Land $68,000
2022	$742.00	$68,000	$68,000 Land $68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2547 Cedarcrest Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2547 Cedarcrest Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20