2546 W Stewart Ave, Visalia, CA 93291 Property Records

Tulare County property record for 2546 W Stewart Ave, Visalia, CA 93291

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,919 sqft · built 2015
Lot Size	0.138 acres (6,015 sqft)
Owner	2 Individual Names on File
Last Sale	$424,500 (Jan 2024)
Tax Bill	$4,993 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jul 2022 Reverse Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`089-570-056-000`

Property Details

APN / Parcel Number

Primary APN	`089-570-056-000`
Alternative APN	`089-570-056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	6,015 sqft (0.138 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Patio Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	089-570-056
Street Address	2546 W STEWART AVE
City	VISALIA
State	CA
Zip	93291-3291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-6
Legal Description	LOT 260,THE COUNTRY CLUB,PHASE 3, RM 43-46
Legal Subdivision	COUNTRY CLUB,PHASE 3, RM 43-46
Legal Lot Number	260
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2022
Census Tract	1011

Owner

2546 W Stewart Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Tulare County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2546 W STEWART AVE, VISALIA, CA 93291-3291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Grant Deed, Transfer · FHA Mortgage CHANGE LENDING LLC
Jul 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE SIERRA
Jun 10, 2019	Grant Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 8, 2017	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	20243021
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jan 19, 2024
Property Address	2546 W STEWART AVE, VISALIA, CA 93291-3291
Document Number	0000003021
Map Reference	MB 43 PG 46
Instrument Date	Dec 19, 2023
Instrument	2024-0003021
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2546 W STEWART AVE, VISALIA, CA 93291-3291

Mortgage

Document Number	0000003022
Date	Jan 19, 2024
Instrument	2024-0003022

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2546 W STEWART AVE, VISALIA, CA 93291-3291
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2546 W STEWART AVE, VISALIA, CA 93291-3291

Mortgage

Document Number	0000047872
Date	Jul 27, 2022
Instrument	2022-0047872

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	807 Months
Due	Oct 14, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2546 W STEWART AVE, VISALIA, CA 93291-3291
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2546 W STEWART AVE, VISALIA, CA 93291-3291

Mortgage

Document Number	0000047873
Date	Jul 27, 2022
Instrument	2022-0047873

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	807 Months
Due	Oct 14, 2089

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	2546 W STEWART AVE, VISALIA, CA 93291-3291
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2546 W STEWART AVE, VISALIA, CA 93291-3291

Mortgage

Document Number	0000031385
Date	Apr 30, 2021
Instrument	2021-0031385

Lender

Name	BANK OF THE SIERRA
Type	Bank
Address	VISALIA, CA 93277

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jun 10, 2019
Property Address	2546 W STEWART AVE, VISALIA, CA 93291-3291
Document Number	0000030303
Map Reference	MB 43 PG 46
Instrument Date	May 14, 2019
Instrument	2019-0030303
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2546 W STEWART AVE, VISALIA, CA 93291-3291

Mortgage

Document Number	0000030304
Date	Jun 10, 2019
Instrument	2019-0030304

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	May 8, 2017
Property Address	2546 W STEWART AVE, VISALIA, CA 93291-3291
Document Number	0000025350
Map Reference	MB43 PG46
Instrument Date	Apr 5, 2017
Instrument	2017-0025350
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2546 W STEWART AVE, VISALIA, CA 93291-3291

Mortgage

Document Number	0000025351
Date	May 8, 2017
Instrument	2017-0025351

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2546 W Stewart Ave was $4,993 with a homeowner's exemption.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$441,649 (+2%) Land $104,040 Building $337,609
2025	$4,993.00 Homeowner's exemption	$432,990 Land $102,000 Building $330,990
2023	$3,726.00 (+2.9%) Homeowner's exemption	$321,124 Land $96,498 Building $224,626
2022	$3,621.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2546 W Stewart Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2546 W Stewart Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wireless Internet Services Fixed Wireless	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: AT&T, GeoLinks, Verizon.

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