2546 Stormy Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2546 Stormy Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,103 sqft · built 2010
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on File
Last Sale	$187,900 (Jan 2011)
Tax Bill	$1,801 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2S-26-1662-00C00-0060`

Property Details

APN / Parcel Number

Primary APN	`07-2S-26-1662-00C00-0060`
Alternative APN	`S26207166200C000060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,103 sqft Living Area
Gross Area	2,771 sqft
1st Floor Area	2,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	137 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	108 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2546 STORMY CIR
City	NAVARRE
State	FL
Zip	32566-9060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HARVELLS CROSSING LOT 6 BLK C AS DES IN OR 3034 PG 1157
Legal Range	26W
Legal Township	2S
Legal Section	07
Legal Subdivision	HARVELLS CROSSING
Legal Block	C
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2004
Census Tract	10802

Owner

Source: Santa Rosa County records · APN 07-2S-26-1662-00C00-0060

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16183 MAGNOLIA GROVE WAY, JACKSONVILLE, FL 32218-0111
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2011 · Amount on Record
Deed Sale	Jan 24, 2011 · Amount on Record
Prior Sale	Nov 04, 2010 · Amount on Record
Deed Document Number	20113461
Deed Book / Page	3034 / 1157
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2546 STORMY CIR, NAVARRE, FL 32566-9060
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039690068
Date	Jun 29, 2020
Book Page	3969/68
Instrument	202031566

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,630 (+63.07%) Land $65,000 Building $238,630	$303,630 (+5.55%) Land $65,000 Building $238,630
2024	$1,801.00 (+2.8%) Homeowner's exemption Disabled Person's exemption	$186,201 (+3%)	$287,662 (+2.49%) Land $55,000 Building $232,662
2023	$1,752.00 (+3.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$180,778 (+3%)	$280,668 (+3.18%) Land $50,000 Building $230,668
2022	$1,698.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$175,513	$272,014 Land $45,000 Building $227,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	64 (1995–2020)
Claims Outside the SFHA	15 of 64
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims Hurricane Frances, Sep 2004 · 43 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 94 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.