2546 Southwinds Dr, Lorena, TX 76655 Property Records

McLennan County property record for 2546 Southwinds Dr, Lorena, TX 76655

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,160 sqft · built 2020
Lot Size	24.2 acres (1,058,355 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,351 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-057400-000406-0`

Property Details

APN / Parcel Number

Primary APN	`30-057400-000406-0`
Alternative APN	`402210`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	2,160 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	1,058,355 sqft
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2546 SOUTHWINDS DR
City	LORENA
State	TX
Zip	76655-3761
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MILLER H ACRES 24.2965
Legal Subdivision	MILLER H
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3016
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	251 LANFRANCO CIR, SACRAMENTO, CA 95835-2067
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 30, 2020	Deed of Trust, Construction Loan · Line of Credit ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2546 SOUTHWINDS DR, LORENA, TX 76655-3761
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026310
Date	Jul 2, 2021
Instrument	2021026310

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Dec 30, 2020
Property Address	2546 SOUTHWINDS DR, LORENA, TX 76655-3761
Document Number	0000046419
Instrument Date	Dec 22, 2020
Instrument	46419
Transaction Type	Construction Loan
Record Updated	Feb 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2546 SOUTHWINDS DR LORENA TX 766553761, LORENA, TX 76655-3761

Mortgage

Document Number	0000046419
Date	Dec 30, 2020
Instrument	46419

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,909 (+3.45%) Land $14,628 Building $515,281	$751,287 (+7.89%) Land $236,006 Building $515,281
2025	$7,351.00 (+2.52%)	$512,220 (-5.05%) Land $12,160 Building $500,060	$696,320 (-3.78%) Land $196,260 Building $500,060
2024	$7,170.00 (-6.07%)
2023		$539,450 Land $12,000 Building $527,450	$723,710 Land $196,260 Building $527,450
2022	$7,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEVI WSC serves 2,298 people · EPA ID TX1550035
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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