2546 Main St, Elgin, SC 29045 Property Records

Kershaw County property record for 2546 Main St, Elgin, SC 29045

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,000 sqft
Lot Size0.8 acres (34,848 sqft)
OwnerCompany Name on File
Last Sale$330,000 (Feb 2020)
Tax Bill$6,584 (2025)
Deeds & MortgagesMar 2020 Sale & Line of Credit
Oct 2005 Mortgage
Flood ZoneZone X (minimal risk)
APNE335-17-00-031

Property Details

APN / Parcel Number

Primary APNE335-17-00-031
Alternative APNs
  • E335 17 00 0310
  • 1260

Interior

Building Area5,000 sqft Gross Area

Exterior

Lot Area34,848 sqft (0.8 acres)

Location & Zoning

Account Number1260
Old Parcel NumberE335 17 00 0310
Street Address2546 MAIN ST
CityELGIN
StateSC
Zip29045-8844
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeMUNICIPAL
Legal Description1857-113/109(E) 1857-106
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2027
Census Tract970909

Owner

Source: Kershaw County records · APN E335-17-00-031

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 837, ELGIN, SC 29045-0837
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2020Warranty Deed, Transfer · Line of Credit
SECURITY FED'L BK
Oct 19, 2005Deed of Trust, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Deed Document Number0000041841
Deed Book / Page1857 / 106
Prior Transfer DateOct 27, 2005
Prior Transfer Doc11983
Record UpdatedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateMar 10, 2020
Property Address2546 MAIN ST, ELGIN, SC 29045-8844
Document Number0000002147
Book / Page004184 / 000001
Instrument DateFeb 28, 2020
Instrument2147
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,221.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2546 MAIN ST ELGIN SC 290458844, ELGIN, SC 29045-8844

Mortgage

Document Number2148
DateMar 10, 2020
Book Page004184/000004
Instrument2148
Lender
NameSECURITY FED'L BK
TypeBank
AddressAIKEN, SC 29802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 09, 2025
Interest
Rate TypeAdjustable Rate

October 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2546 MAIN ST, ELGIN, SC 29045-8844
Document Number0000009004
Instrument DateOct 19, 2005
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4712 SMALLWOOD RD COLUMBIA SC 292233279, COLUMBIA, SC 29223-3279

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
MunicipalityElgin Town
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,584.00 (+437.91%)$350,700 (-) Land $150,000 Building $200,700$350,700 (-)
2023$1,224.00$350,700 Land $150,000 Building $200,700$350,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Based on FCC filings for 143 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St

Nearby Streets

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