Kershaw County property record for 2546 Main St, Elgin, SC 29045
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,000 sqft |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Feb 2020) |
| Tax Bill | $6,584 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Line of Credit Oct 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E335-17-00-031 |
| Primary APN | E335-17-00-031 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,000 sqft Gross Area |
|---|
| Lot Area | 34,848 sqft (0.8 acres) |
|---|
| Account Number | 1260 |
|---|---|
| Old Parcel Number | E335 17 00 0310 |
| Street Address | 2546 MAIN ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-8844 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | MUNICIPAL |
| Legal Description | 1857-113/109(E) 1857-106 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970909 |
Source: Kershaw County records · APN E335-17-00-031
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 837, ELGIN, SC 29045-0837 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 10, 2020 | Warranty Deed, Transfer · Line of Credit SECURITY FED'L BK |
| Oct 19, 2005 | Deed of Trust, Mortgage NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Deed Document Number | 0000041841 |
| Deed Book / Page | 1857 / 106 |
| Prior Transfer Date | Oct 27, 2005 |
| Prior Transfer Doc | 11983 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 10, 2020 |
| Property Address | 2546 MAIN ST, ELGIN, SC 29045-8844 |
| Document Number | 0000002147 |
| Book / Page | 004184 / 000001 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2147 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2546 MAIN ST ELGIN SC 290458844, ELGIN, SC 29045-8844 |
| Document Number | 2148 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 004184/000004 |
| Instrument | 2148 |
| Name | SECURITY FED'L BK |
|---|---|
| Type | Bank |
| Address | AIKEN, SC 29802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 09, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2546 MAIN ST, ELGIN, SC 29045-8844 |
| Document Number | 0000009004 |
| Instrument Date | Oct 19, 2005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4712 SMALLWOOD RD COLUMBIA SC 292233279, COLUMBIA, SC 29223-3279 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Municipality | Elgin Town |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,584.00 (+437.91%) | $350,700 (-) Land $150,000 Building $200,700 | $350,700 (-) |
| 2023 | $1,224.00 | $350,700 Land $150,000 Building $200,700 | $350,700 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 143 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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