2546 Clay St, Lima, NY 14485 Property Records

Livingston County and Lima Town property record for 2546 Clay St, Lima, NY 14485

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,069 sqft · built 1957
Lot Size	0.516 acres (22,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,200 (Feb 1999)
Tax Bill	$7,347 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2019 Refinance
APN	`243289 47.-1-11`

Property Details

APN / Parcel Number

Primary APN	`243289 47.-1-11`
Alternative APNs	`328904700000010110000000` `03-070200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,069 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	1,089 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	22,500 sqft (0.516 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	444 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03-070200
Street Address	2546 CLAY ST
City	LIMA
State	NY
Zip	14485-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	LIVINGSTON NY
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1061
Census Tract	30600

Owner

Source: Livingston County and Lima Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2546 CLAY ST, LIMA, NY 14485-9613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jul 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 1999 · Amount on Record
Deed Sale	Feb 19, 1999 · Amount on Record
Prior Sale	Jun 16, 1994 · Amount on Record
Deed Book / Page	975 / 62
Last Transfer Date	Jan 5, 2007
Transfer Doc	0000001217/000000016
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON NY
Property Address	2546 CLAY ST, LIMA, NY 14485-9613
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2766/609
Date	Aug 26, 2021
Book Page	2766/609

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2026

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON NY
Property Address	2546 CLAY ST, LIMA, NY 14485-9613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2742/9
Date	Jul 26, 2019
Book Page	2742/9

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Livingston County and Lima Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Livingston County
County Subdivision	Lima Town
Unified School District	Honeoye Falls-Lima Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,347.00 (+0.25%) Homeowner's exemption
2025	$7,329.00 (+28.04%)	$235,800 (-) Land $16,600 Building $219,200	$274,200 (+15.11%) Land $19,303 Building $254,897
2023		$235,800 Land $16,600 Building $219,200	$238,200 Land $16,769 Building $221,431
2020	$5,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1991–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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